Harpursville, NY—13787
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Harpursville, NY
As of Oct '25, the median home price in Harpursville, NY is $180,000, with a year-over-year change of 1.5%. This indicates that home prices in Harpursville, NY are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $180,000 | 1.5% |
| Single Family | $180,000 | 1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $139,000 | 0.7% |
3 Bed | $192,000 | 0.5% |
4 Bed | $222,000 | 4.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Harpursville, NY
Harpursville, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,200 | $1,200 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,200 | $1,200 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Harpursville, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Harpursville, NY is 51. This is a decrease of -53.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $138,000 | 18.0% |
Listing Count | 6 | -47.0% |
| Listings as % of Homes | 0.7% | -47.0% |
Days on Market | 51 | -53.0% |
Demographics — Harpursville, NY
As of the latest ACS Survey released in 2023, Harpursville, NY has a population of 3,120, which has decreased by -10.9% over the past 5 years. Harpursville, NY is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 9.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,120 | -10.9% |
% Under 18 | 20.6% | -17.9% |
% Seniors | 23.5% | 48.7% |
% WFH | 0.7% | -50.0% |
% w/ College Degree | 9.9% | -16.8% |
As of the latest ACS Survey released in 2023, Harpursville, NY is a predominantly white area, with 91.9% of the population identifying as white. The white population has shrunk by 5.2% in the last 5 years. The second most common race or ethnicity in Harpursville, NY is asian, making up 2.2% of the population. Foreign-born residents account for 4.3% of the population in Harpursville, NY, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.9% | -5.2% |
% Black | 0.1% | 0.0% |
% Hispanic | 2.1% | 200.0% |
% Asian | 2.2% | ∞% |
% Foreign Born | 4.3% | ∞% |
Mortgage and Risk — Harpursville, NY
According to HUD data as of 2023, there were 60 mortgage originations in Harpursville, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Harpursville, NY. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 60 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 2.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Harpursville, NY
Harpursville, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 1.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | -$170 | $1,200 | $1,030 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Harpursville, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $180,000 |
| Median Household Income | $66,700 |