Unadilla, NY—13849
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Unadilla, NY
As of Oct '25, the median home price in Unadilla, NY is $171,000, with a year-over-year change of -0.4%. This indicates that home prices in Unadilla, NY are flat. According to Zillow, the 1-year price projection is 0.9%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $171,000 | -0.4% |
| Single Family | $171,000 | -0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $153,000 | -0.6% |
3 Bed | $176,000 | 0.6% |
4 Bed | $209,000 | -1.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Unadilla, NY
As of July '25, Rentcast reports the average rent in Unadilla, NY is $850, with a year-over-year rent change of -52.8%. Per bedroom, the median rent as of July '25 in Unadilla, NY is 2-bedrooms: $850. The most common rental property sizes in Unadilla, NY are 2-bedroom and 3-bedroom, accounting for 38.4% and 31.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $850 | $850 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Unadilla, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Unadilla, NY is 31. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $210,000 | 10.0% |
Listing Count | 25 | -1.0% |
| Listings as % of Homes | 0.9% | -1.0% |
Days on Market | 31 | -12.0% |
Demographics — Unadilla, NY
As of the latest ACS Survey released in 2023, Unadilla, NY has a population of 4,350, which has remained stable by 0.4% over the past 5 years. Unadilla, NY is a less popular place for families, as children make up 12.1% of the population. The area has a poorly educated workforce, with 23.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,350 | 0.4% |
% Under 18 | 12.1% | -41.5% |
% Seniors | 26.2% | 24.8% |
% WFH | 7.8% | -13.3% |
% w/ College Degree | 23.2% | 49.7% |
As of the latest ACS Survey released in 2023, Unadilla, NY is a predominantly white area, with 94.1% of the population identifying as white. The white population has shrunk by 1.5% in the last 5 years. The second most common race or ethnicity in Unadilla, NY is asian, making up 1.9% of the population. Foreign-born residents account for 4.2% of the population in Unadilla, NY, and this percentage has increased by 75.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.1% | -1.5% |
% Black | 0.1% | -85.7% |
% Hispanic | 0.9% | -64.0% |
% Asian | 1.9% | ∞% |
% Foreign Born | 4.2% | 75.0% |
Mortgage and Risk — Unadilla, NY
According to HUD data as of 2023, there were 64 mortgage originations in Unadilla, NY, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Unadilla, NY. Investor activity is low, as 2.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 64 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 2.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Unadilla, NY
Unadilla, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 21 |
Total Units Section 8 | 21 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $840 |
| 2 Bedroom | $180 | $850 | $1,030 |
| 3 Bedroom | N/A | N/A | $1,280 |
| 4 Bedroom | N/A | N/A | $1,380 |
Affordability — Unadilla, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $171,000 |
| Median Household Income | $55,900 |