Whitney Point, NY—13862
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Whitney Point, NY
As of Oct '25, the median home price in Whitney Point, NY is $184,000, with a year-over-year change of 1.2%. This indicates that home prices in Whitney Point, NY are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $184,000 | 1.2% |
| Single Family | $184,000 | 1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $147,000 | 0.0% |
3 Bed | $193,000 | 0.5% |
4 Bed | $203,000 | 2.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Whitney Point, NY
Whitney Point, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Whitney Point, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Whitney Point, NY is 41. This is a decrease of -25.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $212,000 | 2.0% |
Listing Count | 12 | -8.0% |
| Listings as % of Homes | 0.6% | -8.0% |
Days on Market | 41 | -25.0% |
Demographics — Whitney Point, NY
As of the latest ACS Survey released in 2023, Whitney Point, NY has a population of 3,670, which has decreased by -17.2% over the past 5 years. Whitney Point, NY is a moderately popular place for families, as children make up 22.7% of the population. The area has a poorly educated workforce, with 21.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,670 | -17.2% |
% Under 18 | 22.7% | -2.6% |
% Seniors | 18.0% | 4.7% |
% WFH | 5.2% | 160.0% |
% w/ College Degree | 21.3% | 15.1% |
As of the latest ACS Survey released in 2023, Whitney Point, NY is a predominantly white area, with 93.9% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Whitney Point, NY is hispanic, making up 1.6% of the population. Foreign-born residents account for 1.3% of the population in Whitney Point, NY, and this percentage has decreased by 23.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | -2.5% |
% Black | 1.3% | 85.7% |
% Hispanic | 1.6% | -11.1% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 1.3% | -23.5% |
Mortgage and Risk — Whitney Point, NY
According to HUD data as of 2023, there were 64 mortgage originations in Whitney Point, NY, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Whitney Point, NY. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 64 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Whitney Point, NY
Whitney Point, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $840 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | N/A | N/A | $1,370 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Whitney Point, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $184,000 |
| Median Household Income | $61,600 |