Windsor, NY—13865
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Windsor, NY
As of Oct '25, the median home price in Windsor, NY is $174,000, with a year-over-year change of 1.4%. This indicates that home prices in Windsor, NY are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $174,000 | 1.4% |
| Single Family | $174,000 | 0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $148,000 | 0.7% |
3 Bed | $188,000 | 1.1% |
4 Bed | $230,000 | 2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Windsor, NY
As of July '25, Rentcast reports the average rent in Windsor, NY is $732, with a year-over-year rent change of -2.4%. Per bedroom, the median rent as of July '25 in Windsor, NY is studios: $550, 2-bedrooms: $915. The most common rental property sizes in Windsor, NY are 2-bedroom and 3-bedroom, accounting for 51.8% and 20.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $550 | $732 |
| Studio Rent | $550 | $550 |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $915 | $915 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Windsor, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Windsor, NY is 90. This is a increase of 46.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 15.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $250,000 | 17.0% |
Listing Count | 26 | 2.0% |
| Listings as % of Homes | 0.9% | 2.0% |
Days on Market | 90 | 46.0% |
Demographics — Windsor, NY
As of the latest ACS Survey released in 2023, Windsor, NY has a population of 5,820, which has decreased by -5.1% over the past 5 years. Windsor, NY is a moderately popular place for families, as children make up 20.3% of the population. The area has a poorly educated workforce, with 23.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,820 | -5.1% |
% Under 18 | 20.3% | -13.6% |
% Seniors | 24.2% | 56.1% |
% WFH | 6.2% | 210.0% |
% w/ College Degree | 23.5% | 11.4% |
As of the latest ACS Survey released in 2023, Windsor, NY is a predominantly white area, with 94.3% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Windsor, NY is hispanic, making up 1.3% of the population. Foreign-born residents account for 1.4% of the population in Windsor, NY, and this percentage has decreased by 22.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.3% | -2.3% |
% Black | 0.8% | 60.0% |
% Hispanic | 1.3% | -35.0% |
% Asian | 0.2% | -50.0% |
% Foreign Born | 1.4% | -22.2% |
Mortgage and Risk — Windsor, NY
According to HUD data as of 2023, there were 75 mortgage originations in Windsor, NY, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Windsor, NY. Investor activity is low, as 1.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 75 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 1.0% |
% Second Loans | 5.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Windsor, NY
Windsor, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | $115 | $915 | $1,030 |
| 3 Bedroom | N/A | N/A | $1,350 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Windsor, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $174,000 |
| Median Household Income | $71,300 |