Collins, NY—14034
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Collins, NY
As of Oct '25, the median home price in Collins, NY is $209,000, with a year-over-year change of 1.2%. This indicates that home prices in Collins, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $209,000 | 1.2% |
| Single Family | $209,000 | 1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $190,000 | 2.7% |
3 Bed | $211,000 | 1.0% |
4 Bed | $230,000 | 1.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Collins, NY
Collins, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $2,000 | $2,000 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Collins, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Collins, NY is 97. This is a increase of 227.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $250,000 | 18.0% |
Listing Count | 6 | -13.0% |
| Listings as % of Homes | 0.7% | -13.0% |
Days on Market | 97 | 227.0% |
Demographics — Collins, NY
As of the latest ACS Survey released in 2023, Collins, NY has a population of 2,180, which has decreased by -22.3% over the past 5 years. Collins, NY is a moderately popular place for families, as children make up 16.0% of the population. The area has a poorly educated workforce, with 15.4% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,180 | -22.3% |
% Under 18 | 16.0% | 70.2% |
% Seniors | 21.7% | 60.7% |
% WFH | 10.0% | 163.2% |
% w/ College Degree | 15.4% | 28.3% |
As of the latest ACS Survey released in 2023, Collins, NY is a predominantly white area, with 81.7% of the population identifying as white. The white population has grown by 9.2% in the last 5 years. The second most common race or ethnicity in Collins, NY is black, making up 11.3% of the population. Foreign-born residents account for 2.6% of the population in Collins, NY, and this percentage has decreased by 10.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 81.7% | 9.2% |
% Black | 11.3% | -31.5% |
% Hispanic | 3.2% | -62.4% |
% Asian | 1.2% | 1,100.0% |
% Foreign Born | 2.6% | -10.3% |
Mortgage and Risk — Collins, NY
According to HUD data as of 2023, there were 44 mortgage originations in Collins, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Collins, NY. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 44 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Collins, NY
Collins, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 3.1% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$1,060 | $2,000 | $940 |
| 2 Bedroom | N/A | N/A | $1,100 |
| 3 Bedroom | N/A | N/A | $1,340 |
| 4 Bedroom | N/A | N/A | $1,520 |
Affordability — Collins, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $209,000 |
| Median Household Income | $61,400 |