Elba, NY—14058
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Elba, NY
As of Oct '25, the median home price in Elba, NY is $196,000, with a year-over-year change of -0.2%. This indicates that home prices in Elba, NY are flat. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $196,000 | -0.2% |
| Single Family | $196,000 | -0.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $146,000 | -3.3% |
3 Bed | $199,000 | 0.0% |
4 Bed | $215,000 | 0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Elba, NY
Elba, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Elba, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Elba, NY is 64. This is a increase of 1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 57.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $295,000 | 43.0% |
Listing Count | 7 | 36.0% |
| Listings as % of Homes | 0.9% | 36.0% |
Days on Market | 64 | 1.0% |
Demographics — Elba, NY
As of the latest ACS Survey released in 2023, Elba, NY has a population of 2,650, which has increased by 35.8% over the past 5 years. Elba, NY is a popular place for families, as children make up 34.8% of the population. The area has a poorly educated workforce, with 24.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,650 | 35.8% |
% Under 18 | 34.8% | 59.6% |
% Seniors | 11.8% | -28.0% |
% WFH | 10.2% | 292.3% |
% w/ College Degree | 24.5% | 17.2% |
As of the latest ACS Survey released in 2023, Elba, NY is a predominantly white area, with 74.5% of the population identifying as white. The white population has shrunk by 10.3% in the last 5 years. The second most common race or ethnicity in Elba, NY is hispanic, making up 18.3% of the population. Foreign-born residents account for 7.0% of the population in Elba, NY, and this percentage has increased by 20.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.5% | -10.3% |
% Black | 0.7% | -22.2% |
% Hispanic | 18.3% | 38.6% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 7.0% | 20.7% |
Mortgage and Risk — Elba, NY
Elba, NY lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Elba, NY
Elba, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $960 |
| 2 Bedroom | N/A | N/A | $1,180 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,570 |
Affordability — Elba, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.7 |
| Median Home Price | $196,000 |
| Median Household Income | $102,000 |