Irving, NY—14081
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Irving, NY
As of Oct '25, the median home price in Irving, NY is $226,000, with a year-over-year change of 0.5%. This indicates that home prices in Irving, NY are flat. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $226,000 | 0.5% |
| Single Family | $226,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $199,000 | 2.6% |
3 Bed | $234,000 | 0.4% |
4 Bed | $321,000 | 2.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Irving, NY
Irving, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Irving, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Irving, NY is 60. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $437,000 | -3.0% |
Listing Count | 7 | -17.0% |
| Listings as % of Homes | 0.1% | -17.0% |
Days on Market | 60 | 29.0% |
Demographics — Irving, NY
As of the latest ACS Survey released in 2023, Irving, NY has a population of 2,740, which has decreased by -12.6% over the past 5 years. Irving, NY is a moderately popular place for families, as children make up 19.8% of the population. The area has a poorly educated workforce, with 24.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,740 | -12.6% |
% Under 18 | 19.8% | 16.5% |
% Seniors | 25.3% | 21.1% |
% WFH | 8.7% | 135.1% |
% w/ College Degree | 24.7% | 35.7% |
As of the latest ACS Survey released in 2023, Irving, NY is a predominantly white area, with 60.7% of the population identifying as white. The white population has grown by 4.3% in the last 5 years. The second most common race or ethnicity in Irving, NY is asian, making up 2.0% of the population. Foreign-born residents account for 3.9% of the population in Irving, NY, and this percentage has increased by 95.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 60.7% | 4.3% |
% Black | 1.9% | 171.4% |
% Hispanic | 1.5% | -53.1% |
% Asian | 2.0% | 53.8% |
% Foreign Born | 3.9% | 95.0% |
Mortgage and Risk — Irving, NY
According to HUD data as of 2023, there were 38 mortgage originations in Irving, NY, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Irving, NY. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 38 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Irving, NY
Irving, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $910 |
| 2 Bedroom | N/A | N/A | $1,100 |
| 3 Bedroom | N/A | N/A | $1,370 |
| 4 Bedroom | N/A | N/A | $1,510 |
Affordability — Irving, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.2 |
| Median Home Price | $226,000 |
| Median Household Income | $63,700 |