Middleport, NY—14105
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Middleport, NY
As of Oct '25, the median home price in Middleport, NY is $210,000, with a year-over-year change of 2.1%. This indicates that home prices in Middleport, NY are increasing. According to Zillow, the 1-year price projection is 2.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $210,000 | 2.1% |
| Single Family | $210,000 | 2.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $176,000 | 2.3% |
3 Bed | $214,000 | 2.4% |
4 Bed | $235,000 | 3.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Middleport, NY
As of July '25, Rentcast reports the average rent in Middleport, NY is $695, with a year-over-year rent change of -28.6%. Per bedroom, the median rent as of July '25 in Middleport, NY is 1-bedrooms: $695. The most common rental property sizes in Middleport, NY are 1-bedroom and 2-bedroom, accounting for 45.5% and 33.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $695 | $695 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $695 | $695 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Middleport, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Middleport, NY is 29. This is a decrease of -53.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $258,000 | -19.0% |
Listing Count | 9 | -18.0% |
| Listings as % of Homes | 0.5% | -18.0% |
Days on Market | 29 | -53.0% |
Demographics — Middleport, NY
As of the latest ACS Survey released in 2023, Middleport, NY has a population of 5,110, which has increased by 11.9% over the past 5 years. Middleport, NY is a moderately popular place for families, as children make up 17.3% of the population. The area has a poorly educated workforce, with 20.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,110 | 11.9% |
% Under 18 | 17.3% | -24.8% |
% Seniors | 23.5% | 37.4% |
% WFH | 5.8% | 132.0% |
% w/ College Degree | 20.5% | 22.8% |
As of the latest ACS Survey released in 2023, Middleport, NY is a predominantly white area, with 96.7% of the population identifying as white. The white population has grown by 1.5% in the last 5 years. The second most common race or ethnicity in Middleport, NY is hispanic, making up 0.8% of the population. Foreign-born residents account for 0.3% of the population in Middleport, NY, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.7% | 1.5% |
% Black | 0.1% | -88.9% |
% Hispanic | 0.8% | -63.6% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.3% | -50.0% |
Mortgage and Risk — Middleport, NY
According to HUD data as of 2023, there were 24 mortgage originations in Middleport, NY, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Middleport, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 24 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Middleport, NY
Middleport, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $255 | $695 | $950 |
| 2 Bedroom | N/A | N/A | $1,180 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,570 |
Affordability — Middleport, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $210,000 |
| Median Household Income | $85,200 |