Youngstown, NY—14174
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Youngstown, NY
As of Oct '25, the median home price in Youngstown, NY is $328,000, with a year-over-year change of 5.0%. This indicates that home prices in Youngstown, NY are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $328,000 | 5.0% |
| Single Family | $329,000 | 5.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $252,000 | 4.1% |
3 Bed | $305,000 | 4.8% |
4 Bed | $396,000 | 6.2% |
| 5 Bed | $493,000 | 6.9% |
% of Housing Stock
Rental Trends — Youngstown, NY
As of July '25, Rentcast reports the average rent in Youngstown, NY is $1,750, with a year-over-year rent change of -4.9%. Per bedroom, the median rent as of July '25 in Youngstown, NY is 3-bedrooms: $1,750. The most common rental property sizes in Youngstown, NY are 2-bedroom and 3-bedroom, accounting for 46.4% and 43.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $508 | $1,750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $508 | $1,750 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Youngstown, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Youngstown, NY is 44. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 6.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $522,000 | 28.0% |
Listing Count | 32 | 19.0% |
| Listings as % of Homes | 0.7% | 19.0% |
Days on Market | 44 | -5.0% |
Demographics — Youngstown, NY
As of the latest ACS Survey released in 2023, Youngstown, NY has a population of 5,770, which has increased by 5.4% over the past 5 years. Youngstown, NY is a moderately popular place for families, as children make up 22.0% of the population. The area has a moderately educated workforce, with 33.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,770 | 5.4% |
% Under 18 | 22.0% | 7.3% |
% Seniors | 26.8% | 36.7% |
% WFH | 7.3% | 65.9% |
% w/ College Degree | 33.8% | -8.9% |
As of the latest ACS Survey released in 2023, Youngstown, NY is a predominantly white area, with 91.4% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Youngstown, NY is hispanic, making up 2.9% of the population. Foreign-born residents account for 6.4% of the population in Youngstown, NY, and this percentage has increased by 14.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.4% | -4.1% |
% Black | 0.7% | 0.0% |
% Hispanic | 2.9% | 45.0% |
% Asian | 1.3% | 550.0% |
% Foreign Born | 6.4% | 14.3% |
Mortgage and Risk — Youngstown, NY
According to HUD data as of 2023, there were 106 mortgage originations in Youngstown, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 55.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Youngstown, NY. Investor activity is low, as 1.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 106 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Youngstown, NY
Youngstown, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,060 |
| 2 Bedroom | N/A | N/A | $1,240 |
| 3 Bedroom | $1,012 | $508 | $1,520 |
| 4 Bedroom | N/A | N/A | $1,710 |
Affordability — Youngstown, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $328,000 |
| Median Household Income | $78,900 |