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Niagara Falls, NY—14303

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$105,000
6.6% YoY Growth
Household Income
$45,500
67.7% YoY Growth
Days on Market
67
10.0% Shorter YoY
Home Price Forecast
2.3%
Median Rent
$1,080
5.1% YoY Growth
1-Bed Rent
$950
18.1% YoY Growth
2-Bed Rent
$1,080
7.1% YoY Growth
3-Bed Rent
$1,100
10.0% YoY Growth

Other Zip Codes in Niagara Falls, NY

143051430114304
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Niagara Falls, NY

As of Dec '25, the median home price in Niagara Falls, NY is $105,000, with a year-over-year change of 6.6%. This indicates that home prices in Niagara Falls, NY are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$105,0006.6%
Single Family $103,0008.4%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		$93,0006.9%
    3 Bed
    		$108,0006.9%
    4 Bed
    		$107,0007.0%
    5 Bed N/AN/A
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    % of Housing Stock

    Studio
    0.7%
    1 Bedroom
    16.8%
    2 Bedrooms
    38.6%
    3 Bedrooms
    30.8%
    4 Bedrooms
    9.0%
    5+ Bedrooms
    4.2%

    Rental Trends — Niagara Falls, NY

    As of July '25, Rentcast reports the average rent in Niagara Falls, NY is $1,120, with a year-over-year rent change of -5.1%. Per bedroom, the median rent as of July '25 in Niagara Falls, NY is 1-bedrooms: $1,040, 2-bedrooms: $1,040, 3-bedrooms: $1,350. The most common rental property sizes in Niagara Falls, NY are 2-bedroom and 1-bedroom, accounting for 46.2% and 25.7% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$1,080$1,120
    Studio Rent N/AN/A
    1 Bed Rent $950$1,040
    2 Bed Rent $1,080$1,040
    3 Bed Rent $1,100$1,350
    4 Bed Rent N/AN/A
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    % of Rental Stock

    Studio
    1.2%
    1 Bedroom
    25.7%
    2 Bedrooms
    46.2%
    3 Bedrooms
    18.3%
    4 Bedrooms
    8.6%

    Property Listings — Niagara Falls, NY

    As of Dec '25, Realtor.com reports that the median days on market for a home in Niagara Falls, NY is 51. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$114,00019.0%
    Listing Count
    		28-11.0%
    Listings as % of Homes0.5%-11.0%
    Days on Market
    		67-10.0%
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    Demographics — Niagara Falls, NY

    As of the latest ACS Survey released in 2023, Niagara Falls, NY has a population of 6,210, which has increased by 7.0% over the past 5 years. Niagara Falls, NY is a popular place for families, as children make up 26.5% of the population. The area has a poorly educated workforce, with 16.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		6,2107.0%
    % Under 18
    		26.5%2.7%
    % Seniors
    		17.4%21.7%
    % WFH
    		2.8%-37.8%
    % w/ College Degree
    		16.1%54.8%
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    As of the latest ACS Survey released in 2023, Niagara Falls, NY is a predominantly white area, with 53.4% of the population identifying as white. The white population has shrunk by 10.4% in the last 5 years. The second most common race or ethnicity in Niagara Falls, NY is hispanic, making up 15.2% of the population. Foreign-born residents account for 3.1% of the population in Niagara Falls, NY, and this percentage has decreased by 48.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		53.4%-10.4%
    % Black
    		14.3%-30.6%
    % Hispanic
    		15.2%78.8%
    % Asian
    		3.8%35.7%
    % Foreign Born
    		3.1%-48.3%
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    Mortgage and Risk — Niagara Falls, NY

    According to HUD data as of 2023, there were 38 mortgage originations in Niagara Falls, NY, of which 61.0% of loans were conventional mortgages. The average loan-to-value was 86.0%, with 66.0% above 90% LTV (very high). This implies large mortgage risk in Niagara Falls, NY. Investor activity is low, as 8.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		38
    % Conventional Loans
    		61.0%
    % Government Loans
    		39.0%
    % Investor Loans
    		8.0%
    % Second Loans
    		0.0%
    % Cash Out Refinance
    		3.0%
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    Rentals and Section 8 — Niagara Falls, NY

    Niagara Falls, NY lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		182
    Total Units Section 8
    		178
    % Rentals under Section 8
    		12.1%
    % Occupied Section 8
    		71.0%

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 Bedroom-$50$950$900
    2 Bedroom-$30$1,080$1,050
    3 Bedroom$190$1,100$1,290
    4 BedroomN/AN/A$1,450

    Affordability — Niagara Falls, NY

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio2
    Median Home Price$105,000
    Median Household Income$45,500

    Niagara Falls, NY — ZIP Code Boundary Map

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    Nearby ZIP Codes

    Niagara Falls, NY

    14301

    Niagara Falls

    14302

    Niagara Falls, NY

    14305

    Varsity Village

    14109

    Niagara Falls, NY

    14304

    Frequently Asked Questions