Bergen, NY—14416
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bergen, NY
As of Oct '25, the median home price in Bergen, NY is $243,000, with a year-over-year change of 2.5%. This indicates that home prices in Bergen, NY are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $243,000 | 2.5% |
| Single Family | $243,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $181,000 | 4.0% |
3 Bed | $252,000 | 2.0% |
4 Bed | $265,000 | 2.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bergen, NY
Bergen, NY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bergen, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Bergen, NY is 39. This is a decrease of -28.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $210,000 | -5.0% |
Listing Count | 8 | 5.0% |
| Listings as % of Homes | N/A | 5.0% |
Days on Market | 39 | -28.0% |
Demographics — Bergen, NY
As of the latest ACS Survey released in 2023, Bergen, NY has a population of 3,910, which has increased by 10.8% over the past 5 years. Bergen, NY is a moderately popular place for families, as children make up 20.5% of the population. The area has a moderately educated workforce, with 30.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,910 | 10.8% |
% Under 18 | 20.5% | -1.9% |
% Seniors | 14.9% | -14.4% |
% WFH | 6.8% | 161.5% |
% w/ College Degree | 30.3% | 54.6% |
As of the latest ACS Survey released in 2023, Bergen, NY is a predominantly white area, with 91.6% of the population identifying as white. The white population has grown by 0.9% in the last 5 years. The second most common race or ethnicity in Bergen, NY is hispanic, making up 2.5% of the population. Foreign-born residents account for 3.8% of the population in Bergen, NY, and this percentage has increased by 8.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.6% | 0.9% |
% Black | 0.7% | 40.0% |
% Hispanic | 2.5% | 150.0% |
% Asian | 1.8% | 0.0% |
% Foreign Born | 3.8% | 8.6% |
Mortgage and Risk — Bergen, NY
According to HUD data as of 2023, there were 79 mortgage originations in Bergen, NY, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Bergen, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 79 |
% Conventional Loans | 89.0% |
% Government Loans | 11.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Bergen, NY
Bergen, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | 4.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $950 |
| 2 Bedroom | N/A | N/A | $1,180 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,570 |
Affordability — Bergen, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $243,000 |
| Median Household Income | $80,300 |