Churchville, NY—14428
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Churchville, NY
As of Oct '25, the median home price in Churchville, NY is $313,000, with a year-over-year change of 3.5%. This indicates that home prices in Churchville, NY are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $313,000 | 3.5% |
| Single Family | $315,000 | 3.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $198,000 | 3.1% |
3 Bed | $308,000 | 3.0% |
4 Bed | $363,000 | 4.9% |
| 5 Bed | $399,000 | 4.7% |
% of Housing Stock
Rental Trends — Churchville, NY
As of July '25, Rentcast reports the average rent in Churchville, NY is $1,640, with a year-over-year rent change of -7.3%. Per bedroom, the median rent as of July '25 in Churchville, NY is 1-bedrooms: $1,630, 3-bedrooms: $1,660. The most common rental property sizes in Churchville, NY are 2-bedroom and 1-bedroom, accounting for 57.2% and 21.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,630 | $1,640 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,630 | $1,630 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,660 | $1,660 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Churchville, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Churchville, NY is 33. This is a decrease of -27.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $277,000 | -19.0% |
Listing Count | 13 | -22.0% |
| Listings as % of Homes | 0.3% | -22.0% |
Days on Market | 33 | -27.0% |
Demographics — Churchville, NY
As of the latest ACS Survey released in 2023, Churchville, NY has a population of 7,990, which has increased by 7.4% over the past 5 years. Churchville, NY is a moderately popular place for families, as children make up 18.7% of the population. The area has a moderately educated workforce, with 37.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,990 | 7.4% |
% Under 18 | 18.7% | 2.2% |
% Seniors | 20.5% | 28.9% |
% WFH | 12.2% | 916.7% |
% w/ College Degree | 37.2% | 2.5% |
As of the latest ACS Survey released in 2023, Churchville, NY is a predominantly white area, with 93.2% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Churchville, NY is hispanic, making up 4.2% of the population. Foreign-born residents account for 4.2% of the population in Churchville, NY, and this percentage has increased by 61.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.2% | -2.5% |
% Black | 0.4% | -63.6% |
% Hispanic | 4.2% | 110.0% |
% Asian | 0.4% | 100.0% |
% Foreign Born | 4.2% | 61.5% |
Mortgage and Risk — Churchville, NY
According to HUD data as of 2023, there were 120 mortgage originations in Churchville, NY, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Churchville, NY. Investor activity is low, as 0.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 120 |
% Conventional Loans | 92.0% |
% Government Loans | 7.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 11.0% |
Loan Activity
Rentals and Section 8 — Churchville, NY
Churchville, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 0.6% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$380 | $1,630 | $1,250 |
| 2 Bedroom | N/A | N/A | $1,550 |
| 3 Bedroom | $210 | $1,660 | $1,870 |
| 4 Bedroom | N/A | N/A | $2,060 |
Affordability — Churchville, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $313,000 |
| Median Household Income | $86,700 |