Geneva, NY—14456
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Geneva, NY
As of Oct '25, the median home price in Geneva, NY is $218,000, with a year-over-year change of 2.4%. This indicates that home prices in Geneva, NY are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $218,000 | 2.4% |
| Single Family | $218,000 | 2.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $210,000 | 3.4% |
3 Bed | $210,000 | 2.4% |
4 Bed | $233,000 | 1.7% |
| 5 Bed | $310,000 | 3.7% |
% of Housing Stock
Rental Trends — Geneva, NY
As of July '25, Rentcast reports the average rent in Geneva, NY is $1,410, with a year-over-year rent change of 19.5%. Per bedroom, the median rent as of July '25 in Geneva, NY is 1-bedrooms: $1,020, 2-bedrooms: $1,340, 3-bedrooms: $2,070. The most common rental property sizes in Geneva, NY are 2-bedroom and 1-bedroom, accounting for 40.0% and 32.6% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,410 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $1,020 |
| 2 Bed Rent | $1,350 | $1,340 |
| 3 Bed Rent | $2,150 | $2,070 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Geneva, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Geneva, NY is 39. This is a decrease of -50.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $298,000 | -20.0% |
Listing Count | 69 | -12.0% |
| Listings as % of Homes | 0.2% | -12.0% |
Days on Market | 39 | -50.0% |
Demographics — Geneva, NY
As of the latest ACS Survey released in 2023, Geneva, NY has a population of 19,900, which has increased by 3.5% over the past 5 years. Geneva, NY is a moderately popular place for families, as children make up 17.8% of the population. The area has a moderately educated workforce, with 33.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,900 | 3.5% |
% Under 18 | 17.8% | -2.2% |
% Seniors | 18.7% | 5.1% |
% WFH | 8.6% | 132.4% |
% w/ College Degree | 33.9% | 21.1% |
As of the latest ACS Survey released in 2023, Geneva, NY is a predominantly white area, with 74.5% of the population identifying as white. The white population has grown by 0.9% in the last 5 years. The second most common race or ethnicity in Geneva, NY is hispanic, making up 13.4% of the population. Foreign-born residents account for 6.0% of the population in Geneva, NY, and this percentage has decreased by 17.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 74.5% | 0.9% |
% Black | 6.7% | -14.1% |
% Hispanic | 13.4% | 6.3% |
% Asian | 2.2% | -48.8% |
% Foreign Born | 6.0% | -17.8% |
Mortgage and Risk — Geneva, NY
According to HUD data as of 2023, there were 187 mortgage originations in Geneva, NY, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Geneva, NY. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 187 |
% Conventional Loans | 90.0% |
% Government Loans | 10.0% |
% Investor Loans | 3.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Geneva, NY
Geneva, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 799 |
Total Units Section 8 | 761 |
% Rentals under Section 8 | 27.0% |
% Occupied Section 8 | 85.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $110 | $900 | $1,010 |
| 2 Bedroom | -$90 | $1,350 | $1,260 |
| 3 Bedroom | -$620 | $2,150 | $1,530 |
| 4 Bedroom | N/A | N/A | $1,700 |
Affordability — Geneva, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $218,000 |
| Median Household Income | $74,700 |