Scottsville, NY—14546
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Scottsville, NY
As of Oct '25, the median home price in Scottsville, NY is $256,000, with a year-over-year change of 2.9%. This indicates that home prices in Scottsville, NY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $256,000 | 2.9% |
| Single Family | $256,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $197,000 | 2.1% |
3 Bed | $255,000 | 2.4% |
4 Bed | $300,000 | 3.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Scottsville, NY
As of July '25, Rentcast reports the average rent in Scottsville, NY is $1,610, with a year-over-year rent change of 34.2%. Per bedroom, the median rent as of July '25 in Scottsville, NY is 1-bedrooms: $1,320, 2-bedrooms: $1,900. The most common rental property sizes in Scottsville, NY are 2-bedroom and 1-bedroom, accounting for 41.4% and 26.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,320 | $1,610 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,320 | $1,320 |
| 2 Bed Rent | $1,900 | $1,900 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Scottsville, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Scottsville, NY is 86. This is a decrease of -8.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $210,000 | -16.0% |
Listing Count | 6 | -6.0% |
| Listings as % of Homes | 0.1% | -6.0% |
Days on Market | 86 | -8.0% |
Demographics — Scottsville, NY
As of the latest ACS Survey released in 2023, Scottsville, NY has a population of 4,580, which has remained stable by -0.5% over the past 5 years. Scottsville, NY is a moderately popular place for families, as children make up 17.3% of the population. The area has a moderately educated workforce, with 42.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,580 | -0.5% |
% Under 18 | 17.3% | -8.9% |
% Seniors | 20.9% | 31.4% |
% WFH | 9.2% | 187.5% |
% w/ College Degree | 42.0% | 34.2% |
As of the latest ACS Survey released in 2023, Scottsville, NY is a predominantly white area, with 91.7% of the population identifying as white. The white population has grown by 3.5% in the last 5 years. The second most common race or ethnicity in Scottsville, NY is black, making up 3.2% of the population. Foreign-born residents account for 2.2% of the population in Scottsville, NY, and this percentage has decreased by 15.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.7% | 3.5% |
% Black | 3.2% | -51.5% |
% Hispanic | 2.1% | -51.2% |
% Asian | 0.1% | -88.9% |
% Foreign Born | 2.2% | -15.4% |
Mortgage and Risk — Scottsville, NY
According to HUD data as of 2023, there were 106 mortgage originations in Scottsville, NY, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Scottsville, NY. Investor activity is low, as 0.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 106 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 0.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Scottsville, NY
Scottsville, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 39 |
Total Units Section 8 | 39 |
% Rentals under Section 8 | 4.7% |
% Occupied Section 8 | 80.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $20 | $1,320 | $1,340 |
| 2 Bedroom | -$240 | $1,900 | $1,660 |
| 3 Bedroom | N/A | N/A | $2,000 |
| 4 Bedroom | N/A | N/A | $2,200 |
Affordability — Scottsville, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $256,000 |
| Median Household Income | $82,600 |