Manchester, NY—14548
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Manchester, NY
Home Price Trends — Manchester, NY
As of Oct '25, the median home price in Manchester, NY is $241,000, with a year-over-year change of 1.9%. This indicates that home prices in Manchester, NY are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $241,000 | 1.9% |
| Single Family | $241,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $217,000 | 2.4% |
3 Bed | $241,000 | 1.7% |
4 Bed | $264,000 | 1.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Manchester, NY
As of July '25, Rentcast reports the average rent in Manchester, NY is $1,300, with a year-over-year rent change of -13.3%. Per bedroom, the median rent as of July '25 in Manchester, NY is 1-bedrooms: $1,300. The most common rental property sizes in Manchester, NY are 2-bedroom and 3-bedroom, accounting for 39.5% and 25.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,300 | $1,300 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Manchester, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Manchester, NY is 126. This is a increase of 189.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $95,600 | -13.0% |
Listing Count | 4 | -37.0% |
| Listings as % of Homes | N/A | -37.0% |
Days on Market | 126 | 189.0% |
Demographics — Manchester, NY
As of the latest ACS Survey released in 2023, Manchester, NY has a population of 3,700, which has decreased by -1.8% over the past 5 years. Manchester, NY is a moderately popular place for families, as children make up 16.9% of the population. The area has a poorly educated workforce, with 16.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,700 | -1.8% |
% Under 18 | 16.9% | -6.6% |
% Seniors | 16.8% | -4.5% |
% WFH | 12.2% | 117.9% |
% w/ College Degree | 16.3% | 29.4% |
As of the latest ACS Survey released in 2023, Manchester, NY is a predominantly white area, with 90.1% of the population identifying as white. The white population has shrunk by 4.8% in the last 5 years. The second most common race or ethnicity in Manchester, NY is hispanic, making up 2.7% of the population. Foreign-born residents account for 2.7% of the population in Manchester, NY, and this percentage has increased by 200.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.1% | -4.8% |
% Black | 0.3% | -50.0% |
% Hispanic | 2.7% | -32.5% |
% Asian | 0.1% | ∞% |
% Foreign Born | 2.7% | 200.0% |
Mortgage and Risk — Manchester, NY
According to HUD data as of 2023, there were 64 mortgage originations in Manchester, NY, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Manchester, NY. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 64 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Manchester, NY
Manchester, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$250 | $1,300 | $1,050 |
| 2 Bedroom | N/A | N/A | $1,310 |
| 3 Bedroom | N/A | N/A | $1,580 |
| 4 Bedroom | N/A | N/A | $1,740 |
Affordability — Manchester, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $241,000 |
| Median Household Income | $84,900 |