Group 14621, Rochester, NY14621

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$110,000
2.6% YoY Growth
Median Household Income
$36,500
37.8% 5-Year Growth
Days on Market
53
80.0% Longer than last year
Home Price Forecast
0.4%
Median Rent
$1,120
8.6% YoY Growth
1-Bed Rent
$1,060
10.1% YoY Growth
2-Bed Rent
$1,050
15.4% YoY Growth
3-Bed Rent
$1,300
5.3% YoY Growth

Property Listings — Group 14621, Rochester, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Group 14621, Rochester, NY is 53. This is a increase of 80.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 7.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$92,20010.0%
Listing Count
83-2.0%
Listings as % of Homes0.3%-2.0%
Days on Market
5380.0%
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Demographics — Group 14621, Rochester, NY

As of the latest ACS Survey released in 2023, Group 14621, Rochester, NY has a population of 33,300, which has remained stable by 0.3% over the past 5 years. Group 14621, Rochester, NY is a popular place for families, as children make up 27.1% of the population. The area has a poorly educated workforce, with 11.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
33,3000.3%
% Under 18
27.1%-6.2%
% Seniors
14.8%8.8%
% WFH
6.5%195.5%
% w/ College Degree
11.7%19.4%
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As of the latest ACS Survey released in 2023, Group 14621, Rochester, NY is a predominantly black area, with 43.5% of the population identifying as black. The black population has shrunk by 2.2% in the last 5 years. The second most common race or ethnicity in Group 14621, Rochester, NY is hispanic, making up 40.1% of the population. Foreign-born residents account for 8.5% of the population in Group 14621, Rochester, NY, and this percentage has decreased by 9.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
14.1%-15.1%
% Black
43.5%-2.2%
% Hispanic
40.1%8.7%
% Asian
1.1%-31.2%
% Foreign Born
8.5%-9.6%
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Mortgage and Risk — Group 14621, Rochester, NY

According to HUD data as of 2023, there were 317 mortgage originations in Group 14621, Rochester, NY, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Group 14621, Rochester, NY. Investor activity is low, as 9.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
317
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
9.0%
% Second Loans
0.0%
% Cash Out Refinance
6.0%

Loan Activity

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Rentals and Section 8 — Group 14621, Rochester, NY

As of 2024, the percent of homes in Group 14621, Rochester, NY under the Section 8 program is 19.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Group 14621, Rochester, NY, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
2,162
Total Units Section 8
1,626
% Rentals under Section 8
19.2%
% Occupied Section 8
80.1%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$60$1,060$1,000
2 Bedroom$190$1,050$1,240
3 Bedroom$190$1,300$1,490
4 Bedroom-$60$1,700$1,640

Affordability — Group 14621, Rochester, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.4
Median Home Price$110,000
Median Household Income$36,500

Group 14621, Rochester, NY — ZIP Code Boundary Map

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Frequently Asked Questions