Cattaraugus, NY—14719
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cattaraugus, NY
As of Oct '25, the median home price in Cattaraugus, NY is $157,000, with a year-over-year change of 1.0%. This indicates that home prices in Cattaraugus, NY are increasing. According to Zillow, the 1-year price projection is 3.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $157,000 | 1.0% |
| Single Family | $157,000 | 1.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $158,000 | 1.9% |
3 Bed | $157,000 | 1.3% |
4 Bed | $182,000 | 3.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cattaraugus, NY
As of July '25, Rentcast reports the average rent in Cattaraugus, NY is $2,820, with a year-over-year rent change of -33.6%. Per bedroom, the median rent as of July '25 in Cattaraugus, NY is 3-bedrooms: $1,750, 4-bedrooms: $3,900. The most common rental property sizes in Cattaraugus, NY are 1-bedroom and 2-bedroom, accounting for 36.0% and 28.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,750 | $2,820 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,750 | $1,750 |
| 4 Bed Rent | $3,900 | $3,900 |
% of Rental Stock
Property Listings — Cattaraugus, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Cattaraugus, NY is 53. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $147,000 | -17.0% |
Listing Count | 15 | 50.0% |
| Listings as % of Homes | 0.4% | 50.0% |
Days on Market | 53 | -7.0% |
Demographics — Cattaraugus, NY
As of the latest ACS Survey released in 2023, Cattaraugus, NY has a population of 3,330, which has decreased by -2.6% over the past 5 years. Cattaraugus, NY is a moderately popular place for families, as children make up 20.8% of the population. The area has a poorly educated workforce, with 16.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,330 | -2.6% |
% Under 18 | 20.8% | -15.4% |
% Seniors | 19.8% | 8.2% |
% WFH | 8.0% | 40.4% |
% w/ College Degree | 16.9% | 11.9% |
As of the latest ACS Survey released in 2023, Cattaraugus, NY is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 1.3% in the last 5 years. The second most common race or ethnicity in Cattaraugus, NY is hispanic, making up 3.0% of the population. Foreign-born residents account for 0.9% of the population in Cattaraugus, NY, and this percentage has decreased by 30.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.8% | -1.3% |
% Black | 0.1% | -87.5% |
% Hispanic | 3.0% | 3.4% |
% Asian | 0.1% | 0.0% |
% Foreign Born | 0.9% | -30.8% |
Mortgage and Risk — Cattaraugus, NY
According to HUD data as of 2023, there were 49 mortgage originations in Cattaraugus, NY, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Cattaraugus, NY. Investor activity is low, as 0.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 49 |
% Conventional Loans | 63.0% |
% Government Loans | 37.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Cattaraugus, NY
Cattaraugus, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | -$610 | $1,750 | $1,140 |
| 4 Bedroom | -$2,590 | $3,900 | $1,310 |
Affordability — Cattaraugus, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $157,000 |
| Median Household Income | $61,100 |