Cuba, NY—14727
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cuba, NY
Cuba, NY lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $148,000 | 3.0% |
| Single Family | $148,000 | 3.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $98,000 | -2.0% |
2 Bed | $121,000 | 1.7% |
3 Bed | $163,000 | 3.2% |
4 Bed | $182,000 | 6.4% |
| 5 Bed | $218,000 | 10.1% |
% of Housing Stock
Rental Trends — Cuba, NY
As of July '25, Rentcast reports the average rent in Cuba, NY is $850, with a year-over-year rent change of -24.1%. Per bedroom, the median rent as of July '25 in Cuba, NY is 1-bedrooms: $850. The most common rental property sizes in Cuba, NY are 2-bedroom and 3-bedroom, accounting for 41.6% and 28.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $850 | $850 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cuba, NY
As of Oct '25, Realtor.com reports that the median days on market for a home in Cuba, NY is 53. This is a decrease of -33.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 14.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $245,000 | -10.0% |
Listing Count | 28 | 17.0% |
| Listings as % of Homes | 0.5% | 17.0% |
Days on Market | 53 | -33.0% |
Demographics — Cuba, NY
As of the latest ACS Survey released in 2023, Cuba, NY has a population of 5,040, which has decreased by -3.6% over the past 5 years. Cuba, NY is a moderately popular place for families, as children make up 22.5% of the population. The area has a poorly educated workforce, with 20.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,040 | -3.6% |
% Under 18 | 22.5% | 5.6% |
% Seniors | 23.9% | 9.1% |
% WFH | 6.3% | 90.9% |
% w/ College Degree | 20.7% | 0.5% |
As of the latest ACS Survey released in 2023, Cuba, NY is a predominantly white area, with 95.2% of the population identifying as white. The white population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in Cuba, NY is hispanic, making up 1.5% of the population. Foreign-born residents account for 1.5% of the population in Cuba, NY, and this percentage has decreased by 21.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.2% | -0.7% |
% Black | 0.1% | 0.0% |
% Hispanic | 1.5% | 7.1% |
% Asian | 1.1% | 57.1% |
% Foreign Born | 1.5% | -21.1% |
Mortgage and Risk — Cuba, NY
According to HUD data as of 2023, there were 72 mortgage originations in Cuba, NY, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Cuba, NY. Investor activity is low, as 1.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 72 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 7.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Cuba, NY
Cuba, NY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 12 |
Total Units Section 8 | 12 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 90.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$60 | $850 | $790 |
| 2 Bedroom | N/A | N/A | $1,000 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,450 |
Affordability — Cuba, NY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $148,000 |
| Median Household Income | $67,300 |