Ithaca, NY14850

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$402,000
2.0% YoY Growth
Median Household Income
$69,700
30.9% 5-Year Growth
Days on Market
71
2.0% Shorter than last year
Home Price Forecast
1.3%
Median Rent
$1,800
7.3% YoY Growth
1-Bed Rent
$1,500
3.7% YoY Growth
2-Bed Rent
$2,000
11.1% YoY Growth
3-Bed Rent
$2,400
3.3% YoY Growth

Property Listings — Ithaca, NY

As of Oct '25, Realtor.com reports that the median days on market for a home in Ithaca, NY is 71. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$477,0008.0%
Listing Count
17538.0%
Listings as % of Homes0.2%38.0%
Days on Market
71-2.0%
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Demographics — Ithaca, NY

As of the latest ACS Survey released in 2023, Ithaca, NY has a population of 66,500, which has increased by 3.1% over the past 5 years. Ithaca, NY is a less popular place for families, as children make up 11.9% of the population. The area has a highly educated workforce, with 71.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 22.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
66,5003.1%
% Under 18
11.9%-4.8%
% Seniors
14.7%22.5%
% WFH
22.3%189.6%
% w/ College Degree
71.8%13.1%
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As of the latest ACS Survey released in 2023, Ithaca, NY is a predominantly white area, with 68.5% of the population identifying as white. The white population has shrunk by 2.7% in the last 5 years. The second most common race or ethnicity in Ithaca, NY is asian, making up 13.3% of the population. Foreign-born residents account for 17.8% of the population in Ithaca, NY, and this percentage has decreased by 3.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.5%-2.7%
% Black
4.8%0.0%
% Hispanic
8.2%43.9%
% Asian
13.3%-11.9%
% Foreign Born
17.8%-3.8%
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Mortgage and Risk — Ithaca, NY

According to HUD data as of 2023, there were 570 mortgage originations in Ithaca, NY, of which 97.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Ithaca, NY. Investor activity is low, as 3.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
570
% Conventional Loans
97.0%
% Government Loans
3.0%
% Investor Loans
3.0%
% Second Loans
3.0%
% Cash Out Refinance
8.0%

Loan Activity

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Rentals and Section 8 — Ithaca, NY

As of 2024, the percent of homes in Ithaca, NY under the Section 8 program is 9.7%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Ithaca, NY, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,836
Total Units Section 8
1,601
% Rentals under Section 8
9.7%
% Occupied Section 8
90.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$60$1,500$1,560
2 Bedroom-$220$2,000$1,780
3 Bedroom-$260$2,400$2,140
4 Bedroom-$340$2,800$2,460

Affordability — Ithaca, NY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio5.1
Median Home Price$402,000
Median Household Income$69,700

Ithaca, NY — ZIP Code Boundary Map

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Frequently Asked Questions