Monongahela, PA—15063
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Monongahela, PA
As of Oct '25, the median home price in Monongahela, PA is $147,000, with a year-over-year change of -1.9%. This indicates that home prices in Monongahela, PA are decreasing. According to Zillow, the 1-year price projection is -1.1%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $147,000 | -1.9% |
| Single Family | $148,000 | -2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $67,000 | -13.0% |
2 Bed | $109,000 | -6.0% |
3 Bed | $173,000 | -0.6% |
4 Bed | $206,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Monongahela, PA
As of July '25, Rentcast reports the average rent in Monongahela, PA is $845, with a year-over-year rent change of -21.8%. Per bedroom, the median rent as of July '25 in Monongahela, PA is 1-bedrooms: $662, 2-bedrooms: $967. The most common rental property sizes in Monongahela, PA are 2-bedroom and studio, accounting for 29.5% and 25.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $800 | $845 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $625 | $662 |
| 2 Bed Rent | $800 | $967 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Monongahela, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Monongahela, PA is 38. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 11.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $142,000 | -18.0% |
Listing Count | 38 | 5.0% |
| Listings as % of Homes | 0.6% | 5.0% |
Days on Market | 38 | -16.0% |
Demographics — Monongahela, PA
As of the latest ACS Survey released in 2023, Monongahela, PA has a population of 10,500, which has decreased by -6.9% over the past 5 years. Monongahela, PA is a less popular place for families, as children make up 13.1% of the population. The area has a moderately educated workforce, with 25.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 10,500 | -6.9% |
% Under 18 | 13.1% | -29.6% |
% Seniors | 31.3% | 43.6% |
% WFH | 7.8% | 73.3% |
% w/ College Degree | 25.4% | 1.6% |
As of the latest ACS Survey released in 2023, Monongahela, PA is a predominantly white area, with 93.9% of the population identifying as white. The white population has grown by 0.3% in the last 5 years. The second most common race or ethnicity in Monongahela, PA is hispanic, making up 2.6% of the population. Foreign-born residents account for 1.6% of the population in Monongahela, PA, and this percentage has decreased by 20.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.9% | 0.3% |
% Black | 0.7% | -76.7% |
% Hispanic | 2.6% | 30.0% |
% Asian | 0.4% | -55.6% |
% Foreign Born | 1.6% | -20.0% |
Mortgage and Risk — Monongahela, PA
According to HUD data as of 2023, there were 169 mortgage originations in Monongahela, PA, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Monongahela, PA. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 169 |
% Conventional Loans | 77.0% |
% Government Loans | 23.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Monongahela, PA
Monongahela, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 124 |
Total Units Section 8 | 105 |
% Rentals under Section 8 | 11.3% |
% Occupied Section 8 | 86.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $265 | $625 | $890 |
| 2 Bedroom | $270 | $800 | $1,070 |
| 3 Bedroom | N/A | N/A | $1,360 |
| 4 Bedroom | N/A | N/A | $1,470 |
Affordability — Monongahela, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.1 |
| Median Home Price | $147,000 |
| Median Household Income | $65,300 |