Confluence, PA—15424
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Confluence, PA
As of Oct '25, the median home price in Confluence, PA is $136,000, with a year-over-year change of -2.1%. This indicates that home prices in Confluence, PA are decreasing. According to Zillow, the 1-year price projection is -1.8%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $136,000 | -2.1% |
| Single Family | $136,000 | -2.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $87,000 | -6.5% |
2 Bed | $123,000 | 0.0% |
3 Bed | $154,000 | -2.5% |
4 Bed | $180,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Confluence, PA
Confluence, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Confluence, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Confluence, PA is 71. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $312,000 | 33.0% |
Listing Count | 9 | -33.0% |
| Listings as % of Homes | 0.1% | -33.0% |
Days on Market | 71 | -4.0% |
Demographics — Confluence, PA
As of the latest ACS Survey released in 2023, Confluence, PA has a population of 2,060, which has remained stable by -0.7% over the past 5 years. Confluence, PA is a less popular place for families, as children make up 12.2% of the population. The area has a poorly educated workforce, with 12.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,060 | -0.7% |
% Under 18 | 12.2% | -41.9% |
% Seniors | 25.4% | 9.5% |
% WFH | 8.4% | 78.7% |
% w/ College Degree | 12.8% | -15.8% |
As of the latest ACS Survey released in 2023, Confluence, PA is a predominantly white area, with 92.0% of the population identifying as white. The white population has shrunk by 6.1% in the last 5 years. The second most common race or ethnicity in Confluence, PA is hispanic, making up 3.1% of the population. Foreign-born residents account for 2.2% of the population in Confluence, PA, and this percentage has increased by 214.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.0% | -6.1% |
% Black | 0.6% | 20.0% |
% Hispanic | 3.1% | 342.9% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.2% | 214.3% |
Mortgage and Risk — Confluence, PA
According to HUD data as of 2023, there were 28 mortgage originations in Confluence, PA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 11.0% above 90% LTV (elevated). This implies medium mortgage risk in Confluence, PA. Investor activity is low, as 0.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 28 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 0.0% |
% Second Loans | 36.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Confluence, PA
Confluence, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | 0.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | N/A | N/A | $920 |
| 3 Bedroom | N/A | N/A | $1,230 |
| 4 Bedroom | N/A | N/A | $1,330 |
Affordability — Confluence, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $136,000 |
| Median Household Income | $48,100 |