Grindstone, PA—15442
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Grindstone, PA
As of Oct '25, the median home price in Grindstone, PA is $102,000, with a year-over-year change of -7.3%. This indicates that home prices in Grindstone, PA are decreasing. According to Zillow, the 1-year price projection is -1.4%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $102,000 | -7.3% |
| Single Family | $102,000 | -5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $64,000 | -7.2% |
3 Bed | $171,000 | 2.4% |
4 Bed | $81,000 | -15.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Grindstone, PA
Grindstone, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Grindstone, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Grindstone, PA is 35. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $99,100 | -14.0% |
Listing Count | 8 | 89.0% |
| Listings as % of Homes | 0.7% | 89.0% |
Days on Market | 35 | -13.0% |
Demographics — Grindstone, PA
As of the latest ACS Survey released in 2023, Grindstone, PA has a population of 2,520, which has increased by 32.0% over the past 5 years. Grindstone, PA is a moderately popular place for families, as children make up 19.4% of the population. The area has a poorly educated workforce, with 17.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,520 | 32.0% |
% Under 18 | 19.4% | -24.8% |
% Seniors | 21.3% | 11.5% |
% WFH | 0.0% | -100.0% |
% w/ College Degree | 17.1% | 52.7% |
As of the latest ACS Survey released in 2023, Grindstone, PA is a predominantly white area, with 94.8% of the population identifying as white. The white population has grown by 1.0% in the last 5 years. The second most common race or ethnicity in Grindstone, PA is asian, making up 0.4% of the population. Foreign-born residents account for 0.4% of the population in Grindstone, PA, and this percentage has decreased by 60.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.8% | 1.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.2% | -84.6% |
% Asian | 0.4% | ∞% |
% Foreign Born | 0.4% | -60.0% |
Mortgage and Risk — Grindstone, PA
According to HUD data as of 2023, there were 26 mortgage originations in Grindstone, PA, of which 58.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 46.0% above 90% LTV (very high). This implies large mortgage risk in Grindstone, PA. Investor activity is low, as 0.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 26 |
% Conventional Loans | 58.0% |
% Government Loans | 42.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 19.0% |
Loan Activity
Rentals and Section 8 — Grindstone, PA
Grindstone, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 2 |
Total Units Section 8 | 2 |
% Rentals under Section 8 | 1.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $970 |
| 2 Bedroom | N/A | N/A | $1,160 |
| 3 Bedroom | N/A | N/A | $1,480 |
| 4 Bedroom | N/A | N/A | $1,590 |
Affordability — Grindstone, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.8 |
| Median Home Price | $102,000 |
| Median Household Income | $54,200 |