Masontown, PA—15461
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Masontown, PA
As of Oct '25, the median home price in Masontown, PA is $111,000, with a year-over-year change of 0.5%. This indicates that home prices in Masontown, PA are flat. According to Zillow, the 1-year price projection is -1.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $111,000 | 0.5% |
| Single Family | $111,000 | 1.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $86,000 | -1.1% |
3 Bed | $131,000 | 3.1% |
4 Bed | $118,000 | 1.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Masontown, PA
As of July '25, Rentcast reports the average rent in Masontown, PA is $848, with a year-over-year rent change of 6.1%. Per bedroom, the median rent as of July '25 in Masontown, PA is 1-bedrooms: $700, 2-bedrooms: $850, 3-bedrooms: $995. The most common rental property sizes in Masontown, PA are 3-bedroom and 1-bedroom, accounting for 45.6% and 30.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $848 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $700 | $700 |
| 2 Bed Rent | $850 | $850 |
| 3 Bed Rent | $995 | $995 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Masontown, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Masontown, PA is 86. This is a decrease of -9.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $164,000 | 7.0% |
Listing Count | 23 | 8.0% |
| Listings as % of Homes | 1.1% | 8.0% |
Days on Market | 86 | -9.0% |
Demographics — Masontown, PA
As of the latest ACS Survey released in 2023, Masontown, PA has a population of 3,620, which has decreased by -15.0% over the past 5 years. Masontown, PA is a moderately popular place for families, as children make up 24.9% of the population. The area has a poorly educated workforce, with 13.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,620 | -15.0% |
% Under 18 | 24.9% | 6.4% |
% Seniors | 19.3% | -2.0% |
% WFH | 1.5% | 150.0% |
% w/ College Degree | 13.8% | 11.3% |
As of the latest ACS Survey released in 2023, Masontown, PA is a predominantly white area, with 85.6% of the population identifying as white. The white population has shrunk by 5.8% in the last 5 years. The second most common race or ethnicity in Masontown, PA is black, making up 10.9% of the population. Foreign-born residents account for 0.7% of the population in Masontown, PA, and this percentage has increased by 250.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.6% | -5.8% |
% Black | 10.9% | 251.6% |
% Hispanic | 1.4% | ∞% |
% Asian | 0.6% | ∞% |
% Foreign Born | 0.7% | 250.0% |
Mortgage and Risk — Masontown, PA
According to HUD data as of 2023, there were 50 mortgage originations in Masontown, PA, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Masontown, PA. Investor activity is low, as 0.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 50 |
% Conventional Loans | 76.0% |
% Government Loans | 24.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Masontown, PA
Masontown, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 182 |
Total Units Section 8 | 30 |
% Rentals under Section 8 | 8.5% |
% Occupied Section 8 | 77.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $180 | $700 | $880 |
| 2 Bedroom | $200 | $850 | $1,050 |
| 3 Bedroom | $345 | $995 | $1,340 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Masontown, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2 |
| Median Home Price | $111,000 |
| Median Household Income | $50,700 |