Roscoe—15477
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Roscoe
As of Oct '25, the median home price in Roscoe is $105,000, with a year-over-year change of -10.9%. This indicates that home prices in Roscoe are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $105,000 | -10.9% |
| Single Family | $105,000 | -10.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $84,000 | -16.0% |
3 Bed | $122,000 | -4.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Roscoe
Roscoe lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Roscoe
As of Oct '25, Realtor.com reports that the median days on market for a home in Roscoe is 51. This is a decrease of -70.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $150,000 | 0.0% |
Listing Count | 2 | -60.0% |
| Listings as % of Homes | N/A | -60.0% |
Days on Market | 51 | -70.0% |
Demographics — Roscoe
As of the latest ACS Survey released in 2023, Roscoe has a population of 794, which has decreased by -8.2% over the past 5 years. Roscoe is a moderately popular place for families, as children make up 15.2% of the population. The area has a moderately educated workforce, with 26.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 794 | -8.2% |
% Under 18 | 15.2% | -1.3% |
% Seniors | 15.7% | -47.0% |
% WFH | 16.3% | 207.5% |
% w/ College Degree | 26.9% | 1.1% |
Roscoe lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.3% | -9.7% |
% Black | 0.1% | -50.0% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Roscoe
According to HUD data as of 2023, there were 23 mortgage originations in Roscoe, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 80.0%, with 17.0% above 90% LTV (elevated). This implies medium mortgage risk in Roscoe. Investor activity is low, as 13.0% of loans were by investors. 35.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 13.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 35.0% |
Loan Activity
Rentals and Section 8 — Roscoe
Roscoe lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 4 |
Total Units Section 8 | 4 |
% Rentals under Section 8 | 9.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,190 |
| 4 Bedroom | N/A | N/A | $1,280 |
Affordability — Roscoe
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.5 |
| Median Home Price | $105,000 |
| Median Household Income | $70,000 |