Stoystown, PA—15563
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Stoystown, PA
As of Oct '25, the median home price in Stoystown, PA is $170,000, with a year-over-year change of 0.9%. This indicates that home prices in Stoystown, PA are flat. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $170,000 | 0.9% |
| Single Family | $170,000 | 1.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $149,000 | 2.1% |
3 Bed | $187,000 | 1.1% |
4 Bed | $166,000 | 3.1% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Stoystown, PA
Stoystown, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $621 | $621 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $621 | $621 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Stoystown, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Stoystown, PA is 36. This is a decrease of -63.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $242,000 | 17.0% |
Listing Count | 8 | 9.0% |
| Listings as % of Homes | 0.5% | 9.0% |
Days on Market | 36 | -63.0% |
Demographics — Stoystown, PA
As of the latest ACS Survey released in 2023, Stoystown, PA has a population of 2,600, which has decreased by -17.9% over the past 5 years. Stoystown, PA is a moderately popular place for families, as children make up 17.7% of the population. The area has a poorly educated workforce, with 18.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,600 | -17.9% |
% Under 18 | 17.7% | -9.2% |
% Seniors | 24.7% | 0.0% |
% WFH | 5.8% | 11.5% |
% w/ College Degree | 18.0% | 16.9% |
As of the latest ACS Survey released in 2023, Stoystown, PA is a predominantly white area, with 96.0% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Stoystown, PA is hispanic, making up 1.5% of the population. Foreign-born residents account for 1.7% of the population in Stoystown, PA, and this percentage has increased by 41.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.0% | -2.1% |
% Black | 0.0% | -100.0% |
% Hispanic | 1.5% | ∞% |
% Asian | 0.1% | -87.5% |
% Foreign Born | 1.7% | 41.7% |
Mortgage and Risk — Stoystown, PA
According to HUD data as of 2023, there were 46 mortgage originations in Stoystown, PA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Stoystown, PA. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 46 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Stoystown, PA
Stoystown, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 10 |
Total Units Section 8 | 10 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $169 | $621 | $790 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,230 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Stoystown, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $170,000 |
| Median Household Income | $59,900 |