Northern Cambria, PA—15714
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Northern Cambria, PA
As of Oct '25, the median home price in Northern Cambria, PA is $82,000, with a year-over-year change of -16.3%. This indicates that home prices in Northern Cambria, PA are decreasing. According to Zillow, the 1-year price projection is -3.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $82,000 | -16.3% |
| Single Family | $82,000 | -18.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $108,000 | -6.1% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Northern Cambria, PA
Northern Cambria, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Northern Cambria, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Northern Cambria, PA is 42. This is a decrease of -2.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $73,700 | -15.0% |
Listing Count | 18 | 22.0% |
| Listings as % of Homes | 0.6% | 22.0% |
Days on Market | 42 | -2.0% |
Demographics — Northern Cambria, PA
As of the latest ACS Survey released in 2023, Northern Cambria, PA has a population of 5,220, which has increased by 9.0% over the past 5 years. Northern Cambria, PA is a popular place for families, as children make up 28.2% of the population. The area has a poorly educated workforce, with 17.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,220 | 9.0% |
% Under 18 | 28.2% | 29.4% |
% Seniors | 19.4% | -5.8% |
% WFH | 2.4% | -7.7% |
% w/ College Degree | 17.0% | 27.8% |
As of the latest ACS Survey released in 2023, Northern Cambria, PA is a predominantly white area, with 97.2% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Northern Cambria, PA is asian, making up 1.0% of the population. Foreign-born residents account for 0.2% of the population in Northern Cambria, PA, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.2% | -2.4% |
% Black | 0.0% | N/A |
% Hispanic | 0.4% | 100.0% |
% Asian | 1.0% | ∞% |
% Foreign Born | 0.2% | -33.3% |
Mortgage and Risk — Northern Cambria, PA
According to HUD data as of 2023, there were 111 mortgage originations in Northern Cambria, PA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Northern Cambria, PA. Investor activity is low, as 0.0% of loans were by investors. 5.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 111 |
% Conventional Loans | 82.0% |
% Government Loans | 18.0% |
% Investor Loans | 0.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 5.0% |
Loan Activity
Rentals and Section 8 — Northern Cambria, PA
Northern Cambria, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 91 |
Total Units Section 8 | 83 |
% Rentals under Section 8 | 16.0% |
% Occupied Section 8 | 90.3% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,220 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — Northern Cambria, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.6 |
| Median Home Price | $82,000 |
| Median Household Income | $49,100 |