Seward, PA—15954
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Seward, PA
As of Oct '25, the median home price in Seward, PA is $103,000, with a year-over-year change of -13.1%. This indicates that home prices in Seward, PA are decreasing. According to Zillow, the 1-year price projection is -0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $103,000 | -13.1% |
| Single Family | $103,000 | -13.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $88,000 | -3.3% |
3 Bed | $142,000 | -1.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Seward, PA
Seward, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Seward, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Seward, PA is 55. This is a decrease of -56.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $167,000 | 26.0% |
Listing Count | 11 | 88.0% |
| Listings as % of Homes | 0.3% | 88.0% |
Days on Market | 55 | -56.0% |
Demographics — Seward, PA
As of the latest ACS Survey released in 2023, Seward, PA has a population of 2,190, which has increased by 4.4% over the past 5 years. Seward, PA is a less popular place for families, as children make up 13.3% of the population. The area has a poorly educated workforce, with 11.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.3% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,190 | 4.4% |
% Under 18 | 13.3% | -27.3% |
% Seniors | 30.1% | 16.7% |
% WFH | 4.3% | 0.0% |
% w/ College Degree | 11.1% | 9.9% |
As of the latest ACS Survey released in 2023, Seward, PA is a predominantly white area, with 95.1% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Seward, PA is hispanic, making up 2.4% of the population. Foreign-born residents account for 0.3% of the population in Seward, PA, and this percentage has decreased by 70.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.1% | -3.7% |
% Black | 0.5% | ∞% |
% Hispanic | 2.4% | 242.9% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.3% | -70.0% |
Mortgage and Risk — Seward, PA
According to HUD data as of 2023, there were 32 mortgage originations in Seward, PA, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Seward, PA. Investor activity is low, as 0.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 32 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Seward, PA
Seward, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 80 |
Total Units Section 8 | 21 |
% Rentals under Section 8 | 11.1% |
% Occupied Section 8 | 96.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,210 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — Seward, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $103,000 |
| Median Household Income | $43,200 |