Smicksburg, PA—16256
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Smicksburg, PA
As of Oct '25, the median home price in Smicksburg, PA is $194,000, with a year-over-year change of 6.9%. This indicates that home prices in Smicksburg, PA are increasing. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $194,000 | 6.9% |
| Single Family | $194,000 | 7.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $196,000 | 7.7% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Smicksburg, PA
Smicksburg, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Smicksburg, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Smicksburg, PA is 138. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $414,000 | 137.0% |
Listing Count | 5 | 50.0% |
| Listings as % of Homes | 0.4% | 50.0% |
Days on Market | 138 | 26.0% |
Demographics — Smicksburg, PA
As of the latest ACS Survey released in 2023, Smicksburg, PA has a population of 1,920, which has decreased by -14.4% over the past 5 years. Smicksburg, PA is a popular place for families, as children make up 45.5% of the population. The area has a poorly educated workforce, with 11.7% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 27.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,920 | -14.4% |
% Under 18 | 45.5% | 2.0% |
% Seniors | 9.0% | 18.4% |
% WFH | 27.4% | 126.4% |
% w/ College Degree | 11.7% | 74.6% |
As of the latest ACS Survey released in 2023, Smicksburg, PA is a predominantly white area, with 98.7% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Smicksburg, PA is hispanic, making up 0.8% of the population. Foreign-born residents account for 0.3% of the population in Smicksburg, PA, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.7% | -0.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.8% | 14.3% |
% Asian | 0.1% | ∞% |
% Foreign Born | 0.3% | 0.0% |
Mortgage and Risk — Smicksburg, PA
According to HUD data as of 2023, there were 72 mortgage originations in Smicksburg, PA, of which 88.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Smicksburg, PA. Investor activity is low, as 3.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 72 |
% Conventional Loans | 88.0% |
% Government Loans | 12.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Smicksburg, PA
Smicksburg, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $760 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,360 |
Affordability — Smicksburg, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $194,000 |
| Median Household Income | $57,800 |