Cooperstown, PA—16317
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cooperstown, PA
As of Oct '25, the median home price in Cooperstown, PA is $151,000, with a year-over-year change of -3.4%. This indicates that home prices in Cooperstown, PA are decreasing. According to Zillow, the 1-year price projection is 0.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $151,000 | -3.4% |
| Single Family | $151,000 | -3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $137,000 | -6.8% |
3 Bed | $155,000 | -3.7% |
4 Bed | $197,000 | -1.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cooperstown, PA
Cooperstown, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cooperstown, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Cooperstown, PA is 225. This is a increase of 276.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $130,000 | 30.0% |
Listing Count | 1 | -67.0% |
| Listings as % of Homes | 0.5% | -67.0% |
Days on Market | 225 | 276.0% |
Demographics — Cooperstown, PA
As of the latest ACS Survey released in 2023, Cooperstown, PA has a population of 1,340, which has increased by 3.0% over the past 5 years. Cooperstown, PA is a moderately popular place for families, as children make up 19.3% of the population. The area has a poorly educated workforce, with 12.3% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,340 | 3.0% |
% Under 18 | 19.3% | -5.4% |
% Seniors | 27.3% | 37.9% |
% WFH | 10.7% | 174.4% |
% w/ College Degree | 12.3% | 12.8% |
As of the latest ACS Survey released in 2023, Cooperstown, PA is a predominantly white area, with 97.3% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Cooperstown, PA is hispanic, making up 0.7% of the population. Foreign-born residents account for 0.8% of the population in Cooperstown, PA, and this percentage has increased by 14.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.3% | -0.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.7% | 250.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.8% | 14.3% |
Mortgage and Risk — Cooperstown, PA
According to HUD data as of 2023, there were 43 mortgage originations in Cooperstown, PA, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Cooperstown, PA. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 43 |
% Conventional Loans | 79.0% |
% Government Loans | 21.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Cooperstown, PA
Cooperstown, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,040 |
| 2 Bedroom | N/A | N/A | $1,360 |
| 3 Bedroom | N/A | N/A | $1,700 |
| 4 Bedroom | N/A | N/A | $1,950 |
Affordability — Cooperstown, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $151,000 |
| Median Household Income | $56,000 |