Union City, PA—16438
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Union City, PA
As of Oct '25, the median home price in Union City, PA is $157,000, with a year-over-year change of 6.6%. This indicates that home prices in Union City, PA are increasing. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $157,000 | 6.6% |
| Single Family | $157,000 | 6.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $131,000 | 6.5% |
3 Bed | $177,000 | 7.9% |
4 Bed | $191,000 | 8.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Union City, PA
Union City, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Union City, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Union City, PA is 23. This is a decrease of -53.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $91,500 | -11.0% |
Listing Count | 12 | -8.0% |
| Listings as % of Homes | 0.4% | -8.0% |
Days on Market | 23 | -53.0% |
Demographics — Union City, PA
As of the latest ACS Survey released in 2023, Union City, PA has a population of 7,490, which has decreased by -1.7% over the past 5 years. Union City, PA is a moderately popular place for families, as children make up 20.2% of the population. The area has a poorly educated workforce, with 17.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,490 | -1.7% |
% Under 18 | 20.2% | -1.9% |
% Seniors | 21.8% | 9.0% |
% WFH | 6.2% | 113.8% |
% w/ College Degree | 17.0% | -10.5% |
As of the latest ACS Survey released in 2023, Union City, PA is a predominantly white area, with 92.5% of the population identifying as white. The white population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Union City, PA is hispanic, making up 3.7% of the population. Foreign-born residents account for 0.8% of the population in Union City, PA, and this percentage has decreased by 20.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.5% | -5.9% |
% Black | 0.0% | -100.0% |
% Hispanic | 3.7% | 516.7% |
% Asian | 0.5% | 400.0% |
% Foreign Born | 0.8% | -20.0% |
Mortgage and Risk — Union City, PA
According to HUD data as of 2023, there were 78 mortgage originations in Union City, PA, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 66.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Union City, PA. Investor activity is low, as 1.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 78 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Union City, PA
Union City, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 163 |
Total Units Section 8 | 163 |
% Rentals under Section 8 | 20.4% |
% Occupied Section 8 | 94.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Union City, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $157,000 |
| Median Household Income | $60,600 |