Spruce Creek, PA—16683
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Spruce Creek, PA
As of Oct '25, the median home price in Spruce Creek, PA is $205,000, with a year-over-year change of 2.4%. This indicates that home prices in Spruce Creek, PA are increasing. According to Zillow, the 1-year price projection is -1.3%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $205,000 | 2.4% |
| Single Family | $205,000 | 2.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Spruce Creek, PA
Spruce Creek, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Spruce Creek, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Spruce Creek, PA is 49. This is a decrease of -67.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $198,000 | -9.0% |
Listing Count | 2 | -64.0% |
| Listings as % of Homes | 0.4% | -64.0% |
Days on Market | 49 | -67.0% |
Demographics — Spruce Creek, PA
As of the latest ACS Survey released in 2023, Spruce Creek, PA has a population of 346, which has remained stable by -0.6% over the past 5 years. Spruce Creek, PA is a moderately popular place for families, as children make up 15.6% of the population. The area has a moderately educated workforce, with 39.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 346 | -0.6% |
% Under 18 | 15.6% | 8.3% |
% Seniors | 23.7% | 4.4% |
% WFH | 15.9% | 622.7% |
% w/ College Degree | 39.1% | 54.5% |
As of the latest ACS Survey released in 2023, Spruce Creek, PA is a predominantly white area, with 98.8% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Spruce Creek, PA is hispanic, making up 0.3% of the population. Foreign-born residents account for 0.0% of the population in Spruce Creek, PA, and this percentage has decreased by 100.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.8% | -0.3% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.3% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | -100.0% |
Mortgage and Risk — Spruce Creek, PA
Spruce Creek, PA lacks sufficient mortgage origination data for analysis.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | N/A |
% Conventional Loans | N/A |
% Government Loans | N/A |
% Investor Loans | N/A |
% Second Loans | N/A |
% Cash Out Refinance | N/A |
Loan Activity
No data available
Rentals and Section 8 — Spruce Creek, PA
Spruce Creek, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $910 |
| 2 Bedroom | N/A | N/A | $1,090 |
| 3 Bedroom | N/A | N/A | $1,380 |
| 4 Bedroom | N/A | N/A | $1,600 |
Affordability — Spruce Creek, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $205,000 |
| Median Household Income | $85,000 |