Howard, PA—16841
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Howard, PA
As of Oct '25, the median home price in Howard, PA is $269,000, with a year-over-year change of 4.3%. This indicates that home prices in Howard, PA are increasing. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $269,000 | 4.3% |
| Single Family | $269,000 | 4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $224,000 | 4.2% |
3 Bed | $263,000 | 4.8% |
4 Bed | $357,000 | 4.7% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Howard, PA
Howard, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,450 | $1,450 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,200 | $1,200 |
| 3 Bed Rent | $1,600 | $1,640 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Howard, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Howard, PA is 59. This is a increase of 3.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $372,000 | 15.0% |
Listing Count | 10 | 23.0% |
| Listings as % of Homes | 0.2% | 23.0% |
Days on Market | 59 | 3.0% |
Demographics — Howard, PA
As of the latest ACS Survey released in 2023, Howard, PA has a population of 6,350, which has remained stable by 0.5% over the past 5 years. Howard, PA is a moderately popular place for families, as children make up 24.1% of the population. The area has a poorly educated workforce, with 17.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,350 | 0.5% |
% Under 18 | 24.1% | 30.3% |
% Seniors | 16.5% | -10.8% |
% WFH | 4.6% | 64.3% |
% w/ College Degree | 17.3% | 19.3% |
As of the latest ACS Survey released in 2023, Howard, PA is a predominantly white area, with 93.1% of the population identifying as white. The white population has shrunk by 5.7% in the last 5 years. The second most common race or ethnicity in Howard, PA is hispanic, making up 3.8% of the population. Foreign-born residents account for 1.1% of the population in Howard, PA, and this percentage has increased by 175.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.1% | -5.7% |
% Black | 0.1% | -50.0% |
% Hispanic | 3.8% | 1,800.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.1% | 175.0% |
Mortgage and Risk — Howard, PA
According to HUD data as of 2023, there were 79 mortgage originations in Howard, PA, of which 91.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Howard, PA. Investor activity is low, as 0.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 79 |
% Conventional Loans | 91.0% |
% Government Loans | 9.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Howard, PA
Howard, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | 0.8% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,020 |
| 2 Bedroom | -$10 | $1,200 | $1,190 |
| 3 Bedroom | -$160 | $1,600 | $1,440 |
| 4 Bedroom | N/A | N/A | $1,580 |
Affordability — Howard, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $269,000 |
| Median Household Income | $67,000 |