Duncannon, PA—17020
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Duncannon, PA
As of Oct '25, the median home price in Duncannon, PA is $279,000, with a year-over-year change of 4.7%. This indicates that home prices in Duncannon, PA are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $279,000 | 4.7% |
| Single Family | $280,000 | 4.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $176,000 | 4.1% |
3 Bed | $277,000 | 6.5% |
4 Bed | $330,000 | 7.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Duncannon, PA
As of July '25, Rentcast reports the average rent in Duncannon, PA is $1,110, with a year-over-year rent change of 16.2%. Per bedroom, the median rent as of July '25 in Duncannon, PA is 1-bedrooms: $625, 2-bedrooms: $1,180, 3-bedrooms: $1,400. The most common rental property sizes in Duncannon, PA are 2-bedroom and 1-bedroom, accounting for 54.3% and 18.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,110 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $625 | $625 |
| 2 Bed Rent | $1,300 | $1,180 |
| 3 Bed Rent | $1,400 | $1,400 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Duncannon, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Duncannon, PA is 72. This is a increase of 94.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $310,000 | 4.0% |
Listing Count | 46 | 108.0% |
| Listings as % of Homes | 0.7% | 108.0% |
Days on Market | 72 | 94.0% |
Demographics — Duncannon, PA
As of the latest ACS Survey released in 2023, Duncannon, PA has a population of 8,620, which has decreased by -8.7% over the past 5 years. Duncannon, PA is a moderately popular place for families, as children make up 18.0% of the population. The area has a poorly educated workforce, with 19.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,620 | -8.7% |
% Under 18 | 18.0% | -14.7% |
% Seniors | 22.0% | 21.5% |
% WFH | 14.7% | 444.4% |
% w/ College Degree | 19.8% | 7.6% |
As of the latest ACS Survey released in 2023, Duncannon, PA is a predominantly white area, with 97.0% of the population identifying as white. The white population has grown by 1.4% in the last 5 years. The second most common race or ethnicity in Duncannon, PA is hispanic, making up 1.0% of the population. Foreign-born residents account for 0.5% of the population in Duncannon, PA, and this percentage has decreased by 64.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.0% | 1.4% |
% Black | 0.2% | -50.0% |
% Hispanic | 1.0% | -28.6% |
% Asian | 0.3% | -70.0% |
% Foreign Born | 0.5% | -64.3% |
Mortgage and Risk — Duncannon, PA
According to HUD data as of 2023, there were 188 mortgage originations in Duncannon, PA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Duncannon, PA. Investor activity is low, as 3.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 188 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Duncannon, PA
Duncannon, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 39 |
Total Units Section 8 | 39 |
% Rentals under Section 8 | 5.4% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $295 | $625 | $920 |
| 2 Bedroom | -$150 | $1,300 | $1,150 |
| 3 Bedroom | $80 | $1,400 | $1,480 |
| 4 Bedroom | N/A | N/A | $1,530 |
Affordability — Duncannon, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.3 |
| Median Home Price | $279,000 |
| Median Household Income | $75,300 |