Elizabethtown, PA17022

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$350,000
4.1% YoY Growth
Median Household Income
$79,100
16.6% 5-Year Growth
Days on Market
42
14.0% Longer than last year
Home Price Forecast
2.3%
Median Rent
$1,400
0.7% YoY Growth
1-Bed Rent
$1,180
28.6% YoY Growth
2-Bed Rent
$1,380
18.8% YoY Growth
3-Bed Rent
$1,650
6.7% YoY Growth

Property Listings — Elizabethtown, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Elizabethtown, PA is 42. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$497,00028.0%
Listing Count
7424.0%
Listings as % of Homes0.3%24.0%
Days on Market
4214.0%
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Demographics — Elizabethtown, PA

As of the latest ACS Survey released in 2023, Elizabethtown, PA has a population of 32,100, which has increased by 4.9% over the past 5 years. Elizabethtown, PA is a moderately popular place for families, as children make up 19.2% of the population. The area has a moderately educated workforce, with 33.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
32,1004.9%
% Under 18
19.2%-4.0%
% Seniors
23.1%19.7%
% WFH
9.3%132.5%
% w/ College Degree
33.2%14.9%
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As of the latest ACS Survey released in 2023, Elizabethtown, PA is a predominantly white area, with 88.9% of the population identifying as white. The white population has shrunk by 4.5% in the last 5 years. The second most common race or ethnicity in Elizabethtown, PA is hispanic, making up 5.7% of the population. Foreign-born residents account for 3.0% of the population in Elizabethtown, PA, and this percentage has decreased by 9.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
88.9%-4.5%
% Black
1.6%-15.8%
% Hispanic
5.7%185.0%
% Asian
1.2%-40.0%
% Foreign Born
3.0%-9.1%
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Mortgage and Risk — Elizabethtown, PA

According to HUD data as of 2023, there were 640 mortgage originations in Elizabethtown, PA, of which 89.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Elizabethtown, PA. Investor activity is low, as 2.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
640
% Conventional Loans
89.0%
% Government Loans
11.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Elizabethtown, PA

Elizabethtown, PA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
88
Total Units Section 8
88
% Rentals under Section 8
2.1%
% Occupied Section 8
91.2%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$80$1,180$1,100
2 Bedroom$0$1,380$1,380
3 Bedroom$150$1,650$1,800
4 BedroomN/AN/A$1,820

Affordability — Elizabethtown, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$350,000
Median Household Income$79,100

Elizabethtown, PA — ZIP Code Boundary Map

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Frequently Asked Questions