Fredericksburg, PA—17026
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fredericksburg, PA
As of Oct '25, the median home price in Fredericksburg, PA is $339,000, with a year-over-year change of 5.5%. This indicates that home prices in Fredericksburg, PA are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $339,000 | 5.5% |
| Single Family | $340,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $334,000 | 6.0% |
4 Bed | $418,000 | 5.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fredericksburg, PA
As of July '25, Rentcast reports the average rent in Fredericksburg, PA is $1,850, with a year-over-year rent change of -7.5%. Per bedroom, the median rent as of July '25 in Fredericksburg, PA is 3-bedrooms: $1,850. The most common rental property sizes in Fredericksburg, PA are 2-bedroom and 3-bedroom, accounting for 69.8% and 30.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,850 | $1,850 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,850 | $1,850 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Fredericksburg, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Fredericksburg, PA is 19. This is a increase of 48.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $325,000 | 36.0% |
Listing Count | 11 | 32.0% |
| Listings as % of Homes | 0.3% | 32.0% |
Days on Market | 19 | 48.0% |
Demographics — Fredericksburg, PA
As of the latest ACS Survey released in 2023, Fredericksburg, PA has a population of 3,640, which has decreased by -3.2% over the past 5 years. Fredericksburg, PA is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,640 | -3.2% |
% Under 18 | 20.6% | -29.2% |
% Seniors | 19.5% | 61.2% |
% WFH | 9.4% | 9.3% |
% w/ College Degree | 17.6% | 23.1% |
As of the latest ACS Survey released in 2023, Fredericksburg, PA is a predominantly white area, with 92.8% of the population identifying as white. The white population has shrunk by 1.9% in the last 5 years. The second most common race or ethnicity in Fredericksburg, PA is hispanic, making up 2.0% of the population. Foreign-born residents account for 0.2% of the population in Fredericksburg, PA, and this percentage has decreased by 84.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.8% | -1.9% |
% Black | 1.4% | 180.0% |
% Hispanic | 2.0% | -44.4% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.2% | -84.6% |
Mortgage and Risk — Fredericksburg, PA
According to HUD data as of 2023, there were 101 mortgage originations in Fredericksburg, PA, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Fredericksburg, PA. Investor activity is low, as 1.0% of loans were by investors. 21.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 101 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 1.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 21.0% |
Loan Activity
Rentals and Section 8 — Fredericksburg, PA
Fredericksburg, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 21 |
Total Units Section 8 | 21 |
% Rentals under Section 8 | 12.1% |
% Occupied Section 8 | 67.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $970 |
| 2 Bedroom | N/A | N/A | $1,230 |
| 3 Bedroom | -$290 | $1,850 | $1,560 |
| 4 Bedroom | N/A | N/A | $1,660 |
Affordability — Fredericksburg, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $339,000 |
| Median Household Income | $103,000 |