Palmyra, PA17078

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$337,000
5.8% YoY Growth
Median Household Income
$84,500
33.3% 5-Year Growth
Days on Market
59
50.0% Longer than last year
Home Price Forecast
2.2%
Median Rent
$1,600
3.1% YoY Growth
1-Bed Rent
$1,000
8.5% YoY Growth
2-Bed Rent
$1,600
20.1% YoY Growth
3-Bed Rent
$1,750
5.3% YoY Growth

Property Listings — Palmyra, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Palmyra, PA is 59. This is a increase of 50.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 28.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$369,0007.0%
Listing Count
586.0%
Listings as % of Homes0.2%6.0%
Days on Market
5950.0%
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Demographics — Palmyra, PA

As of the latest ACS Survey released in 2023, Palmyra, PA has a population of 23,800, which has increased by 11.3% over the past 5 years. Palmyra, PA is a moderately popular place for families, as children make up 24.2% of the population. The area has a moderately educated workforce, with 35.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,80011.3%
% Under 18
24.2%6.1%
% Seniors
19.8%1.0%
% WFH
16.2%305.0%
% w/ College Degree
35.1%4.2%
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As of the latest ACS Survey released in 2023, Palmyra, PA is a predominantly white area, with 84.7% of the population identifying as white. The white population has shrunk by 6.6% in the last 5 years. The second most common race or ethnicity in Palmyra, PA is hispanic, making up 7.7% of the population. Foreign-born residents account for 4.5% of the population in Palmyra, PA, and this percentage has increased by 55.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
84.7%-6.6%
% Black
1.5%36.4%
% Hispanic
7.7%71.1%
% Asian
3.0%20.0%
% Foreign Born
4.5%55.2%
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Mortgage and Risk — Palmyra, PA

According to HUD data as of 2023, there were 469 mortgage originations in Palmyra, PA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Palmyra, PA. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
469
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Palmyra, PA

As of 2024, the percent of homes in Palmyra, PA under the Section 8 program is 4.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Palmyra, PA, because HUD payments exceed market rent, while 2-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
121
Total Units Section 8
121
% Rentals under Section 8
4.4%
% Occupied Section 8
91.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$170$1,000$1,170
2 Bedroom-$120$1,600$1,480
3 Bedroom$130$1,750$1,880
4 Bedroom-$760$2,750$1,990

Affordability — Palmyra, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.5
Median Home Price$337,000
Median Household Income$84,500

Palmyra, PA — ZIP Code Boundary Map

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Frequently Asked Questions