Harrisburg, PA—17101
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Harrisburg, PA
As of Oct '25, the median home price in Harrisburg, PA is $225,000, with a year-over-year change of 1.4%. This indicates that home prices in Harrisburg, PA are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $225,000 | 1.4% |
| Single Family | $238,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Harrisburg, PA
As of July '25, Rentcast reports the average rent in Harrisburg, PA is $1,250, with a year-over-year rent change of 7.8%. Per bedroom, the median rent as of July '25 in Harrisburg, PA is studios: $1,180, 1-bedrooms: $1,290, 2-bedrooms: $1,440, 3-bedrooms: $1,500. The most common rental property sizes in Harrisburg, PA are 1-bedroom and studio, accounting for 50.7% and 34.2% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,220 | $1,250 |
| Studio Rent | $1,120 | $1,180 |
| 1 Bed Rent | $1,280 | $1,290 |
| 2 Bed Rent | $1,400 | $1,440 |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Harrisburg, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Harrisburg, PA is 108. This is a decrease of -65.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $355,000 | -48.0% |
Listing Count | 4 | 333.0% |
| Listings as % of Homes | 0.2% | 333.0% |
Days on Market | 108 | -65.0% |
Demographics — Harrisburg, PA
As of the latest ACS Survey released in 2023, Harrisburg, PA has a population of 2,680, which has increased by 43.6% over the past 5 years. Harrisburg, PA is a less popular place for families, as children make up 1.5% of the population. The area has a highly educated workforce, with 45.8% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,680 | 43.6% |
% Under 18 | 1.5% | 50.0% |
% Seniors | 13.4% | -35.9% |
% WFH | 11.9% | 124.5% |
% w/ College Degree | 45.8% | 44.5% |
As of the latest ACS Survey released in 2023, Harrisburg, PA is a predominantly white area, with 49.3% of the population identifying as white. The white population has shrunk by 1.2% in the last 5 years. The second most common race or ethnicity in Harrisburg, PA is hispanic, making up 20.2% of the population. Foreign-born residents account for 9.9% of the population in Harrisburg, PA, and this percentage has increased by 28.6% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 49.3% | -1.2% |
% Black | 14.7% | -58.6% |
% Hispanic | 20.2% | 512.1% |
% Asian | 13.4% | 63.4% |
% Foreign Born | 9.9% | 28.6% |
Mortgage and Risk — Harrisburg, PA
According to HUD data as of 2023, there were 23 mortgage originations in Harrisburg, PA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 81.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Harrisburg, PA. Investor activity is high, as 17.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 23 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 17.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Harrisburg, PA
Harrisburg, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 370 |
Total Units Section 8 | 55 |
% Rentals under Section 8 | 9.9% |
% Occupied Section 8 | 72.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$340 | $1,280 | $940 |
| 2 Bedroom | -$240 | $1,400 | $1,160 |
| 3 Bedroom | -$10 | $1,500 | $1,490 |
| 4 Bedroom | N/A | N/A | $1,540 |
Affordability — Harrisburg, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $225,000 |
| Median Household Income | $70,100 |