Harrisburg, PA17110

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$260,000
4.8% YoY Growth
Median Household Income
$79,500
34.8% 5-Year Growth
Days on Market
44
5.0% Shorter than last year
Home Price Forecast
2.1%
Median Rent
$1,720
14.5% YoY Growth
1-Bed Rent
$1,360
12.8% YoY Growth
2-Bed Rent
$1,700
9.0% YoY Growth
3-Bed Rent
$1,950
2.2% YoY Growth

Other Zip Codes in Harrisburg, PA

Property Listings — Harrisburg, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Harrisburg, PA is 44. This is a decrease of -5.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 30.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$246,00015.0%
Listing Count
13410.0%
Listings as % of Homes0.7%10.0%
Days on Market
44-5.0%
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Demographics — Harrisburg, PA

As of the latest ACS Survey released in 2023, Harrisburg, PA has a population of 26,400, which has increased by 3.6% over the past 5 years. Harrisburg, PA is a moderately popular place for families, as children make up 21.9% of the population. The area has a moderately educated workforce, with 41.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 18.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
26,4003.6%
% Under 18
21.9%-6.4%
% Seniors
18.0%18.4%
% WFH
18.1%311.4%
% w/ College Degree
41.0%18.2%
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As of the latest ACS Survey released in 2023, Harrisburg, PA is a predominantly white area, with 46.8% of the population identifying as white. The white population has shrunk by 5.6% in the last 5 years. The second most common race or ethnicity in Harrisburg, PA is black, making up 34.0% of the population. Foreign-born residents account for 7.9% of the population in Harrisburg, PA, and this percentage has decreased by 20.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
46.8%-5.6%
% Black
34.0%-3.7%
% Hispanic
9.2%24.3%
% Asian
7.1%18.3%
% Foreign Born
7.9%-20.2%
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Mortgage and Risk — Harrisburg, PA

According to HUD data as of 2023, there were 548 mortgage originations in Harrisburg, PA, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Harrisburg, PA. Investor activity is low, as 6.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
548
% Conventional Loans
81.0%
% Government Loans
19.0%
% Investor Loans
6.0%
% Second Loans
1.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Harrisburg, PA

As of 2024, the percent of homes in Harrisburg, PA under the Section 8 program is 13.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 3-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Harrisburg, PA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom units do not.

Section 8 Market Size

Total Units under HUD
692
Total Units Section 8
658
% Rentals under Section 8
13.2%
% Occupied Section 8
88.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$110$1,360$1,250
2 Bedroom-$160$1,700$1,540
3 Bedroom$30$1,950$1,980
4 Bedroom$90$1,950$2,040

Affordability — Harrisburg, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$260,000
Median Household Income$79,500

Harrisburg, PA — ZIP Code Boundary Map

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Frequently Asked Questions