Saint Thomas, PA—17252
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Saint Thomas, PA
As of Oct '25, the median home price in Saint Thomas, PA is $258,000, with a year-over-year change of -1.6%. This indicates that home prices in Saint Thomas, PA are decreasing. According to Zillow, the 1-year price projection is 0.3%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $258,000 | -1.6% |
| Single Family | $258,000 | -1.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $262,000 | 0.4% |
4 Bed | $335,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Saint Thomas, PA
As of July '25, Rentcast reports the average rent in Saint Thomas, PA is $2,000, with a year-over-year rent change of 78.6%. Detailed rent data by bedroom size is not available for Saint Thomas, PA. The most common rental property sizes in Saint Thomas, PA are 2-bedroom and 3-bedroom, accounting for 64.5% and 29.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,000 | $2,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Saint Thomas, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Thomas, PA is 9. This is a decrease of -56.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $509,000 | -22.0% |
Listing Count | 10 | -7.0% |
| Listings as % of Homes | 0.1% | -7.0% |
Days on Market | 9 | -56.0% |
Demographics — Saint Thomas, PA
As of the latest ACS Survey released in 2023, Saint Thomas, PA has a population of 4,290, which has increased by 16.3% over the past 5 years. Saint Thomas, PA is a popular place for families, as children make up 26.6% of the population. The area has a poorly educated workforce, with 17.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,290 | 16.3% |
% Under 18 | 26.6% | 65.2% |
% Seniors | 12.9% | -33.2% |
% WFH | 3.5% | -49.3% |
% w/ College Degree | 17.7% | 39.4% |
As of the latest ACS Survey released in 2023, Saint Thomas, PA is a predominantly white area, with 98.4% of the population identifying as white. The white population has shrunk by 0.1% in the last 5 years. The second most common race or ethnicity in Saint Thomas, PA is asian, making up 1.0% of the population. Foreign-born residents account for 1.3% of the population in Saint Thomas, PA, and this percentage has increased by 1200.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.4% | -0.1% |
% Black | 0.1% | -80.0% |
% Hispanic | 0.2% | 0.0% |
% Asian | 1.0% | ∞% |
% Foreign Born | 1.3% | 1,200.0% |
Mortgage and Risk — Saint Thomas, PA
According to HUD data as of 2023, there were 96 mortgage originations in Saint Thomas, PA, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Saint Thomas, PA. Investor activity is low, as 1.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 96 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Saint Thomas, PA
Saint Thomas, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $920 |
| 2 Bedroom | N/A | N/A | $1,120 |
| 3 Bedroom | N/A | N/A | $1,490 |
| 4 Bedroom | N/A | N/A | $1,690 |
Affordability — Saint Thomas, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $258,000 |
| Median Household Income | $71,400 |