Gettysburg, PA17325

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$362,000
4.4% YoY Growth
Median Household Income
$79,400
28.4% 5-Year Growth
Days on Market
55
88.0% Longer than last year
Home Price Forecast
1.4%
Median Rent
$1,380
0.7% YoY Growth
1-Bed Rent
$1,000
8.0% YoY Growth
2-Bed Rent
$1,250
2.4% YoY Growth
3-Bed Rent
$1,900
0.5% YoY Growth

Property Listings — Gettysburg, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Gettysburg, PA is 55. This is a increase of 88.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 13.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$472,0004.0%
Listing Count
14325.0%
Listings as % of Homes0.6%25.0%
Days on Market
5588.0%
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Demographics — Gettysburg, PA

As of the latest ACS Survey released in 2023, Gettysburg, PA has a population of 29,900, which has increased by 6.9% over the past 5 years. Gettysburg, PA is a moderately popular place for families, as children make up 17.0% of the population. The area has a moderately educated workforce, with 34.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.2% reporting working from home.

MetricLatest CensusYoY % Change
Population
29,9006.9%
% Under 18
17.0%-1.2%
% Seniors
22.0%0.0%
% WFH
8.2%57.7%
% w/ College Degree
34.3%14.0%
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As of the latest ACS Survey released in 2023, Gettysburg, PA is a predominantly white area, with 82.6% of the population identifying as white. The white population has shrunk by 4.6% in the last 5 years. The second most common race or ethnicity in Gettysburg, PA is hispanic, making up 8.6% of the population. Foreign-born residents account for 5.4% of the population in Gettysburg, PA, and this percentage has increased by 35.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
82.6%-4.6%
% Black
3.8%35.7%
% Hispanic
8.6%16.2%
% Asian
2.4%118.2%
% Foreign Born
5.4%35.0%
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Mortgage and Risk — Gettysburg, PA

According to HUD data as of 2023, there were 594 mortgage originations in Gettysburg, PA, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Gettysburg, PA. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
594
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
2.0%
% Second Loans
2.0%
% Cash Out Refinance
7.0%

Loan Activity

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Rentals and Section 8 — Gettysburg, PA

As of 2024, the percent of homes in Gettysburg, PA under the Section 8 program is 13.6%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Gettysburg, PA, none of the tracked home sizes currently have HUD payment amounts above market rent, suggesting limited Section 8 opportunity.

Section 8 Market Size

Total Units under HUD
404
Total Units Section 8
404
% Rentals under Section 8
13.6%
% Occupied Section 8
84.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$30$1,000$970
2 Bedroom-$50$1,250$1,200
3 Bedroom-$310$1,900$1,590
4 Bedroom-$130$1,850$1,720

Affordability — Gettysburg, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4
Median Home Price$362,000
Median Household Income$79,400

Gettysburg, PA — ZIP Code Boundary Map

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Frequently Asked Questions