New Oxford, PA17350

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$290,000
6.0% YoY Growth
Median Household Income
$79,000
43.8% 5-Year Growth
Days on Market
46
44.0% Longer than last year
Home Price Forecast
1.2%
Median Rent
$2,000
34.2% YoY Growth
1-Bed Rent
$900
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,000
28.2% YoY Growth

Property Listings — New Oxford, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in New Oxford, PA is 46. This is a increase of 44.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 43.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$314,0001.0%
Listing Count
23-5.0%
Listings as % of Homes0.3%-5.0%
Days on Market
4644.0%
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Demographics — New Oxford, PA

As of the latest ACS Survey released in 2023, New Oxford, PA has a population of 13,200, which has increased by 2.7% over the past 5 years. New Oxford, PA is a moderately popular place for families, as children make up 20.6% of the population. The area has a poorly educated workforce, with 21.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
13,2002.7%
% Under 18
20.6%-10.8%
% Seniors
23.6%10.8%
% WFH
7.8%151.6%
% w/ College Degree
21.1%42.6%
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As of the latest ACS Survey released in 2023, New Oxford, PA is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in New Oxford, PA is hispanic, making up 9.7% of the population. Foreign-born residents account for 3.0% of the population in New Oxford, PA, and this percentage has increased by 3.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.1%-0.3%
% Black
0.2%-88.9%
% Hispanic
9.7%42.6%
% Asian
0.1%-66.7%
% Foreign Born
3.0%3.4%
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Mortgage and Risk — New Oxford, PA

According to HUD data as of 2023, there were 174 mortgage originations in New Oxford, PA, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 53.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in New Oxford, PA. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
174
% Conventional Loans
85.0%
% Government Loans
15.0%
% Investor Loans
2.0%
% Second Loans
1.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — New Oxford, PA

New Oxford, PA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
95
Total Units Section 8
95
% Rentals under Section 8
8.2%
% Occupied Section 8
86.5%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$250$900$1,150
2 BedroomN/AN/A$1,430
3 Bedroom-$100$2,000$1,900
4 BedroomN/AN/A$2,050

Affordability — New Oxford, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$290,000
Median Household Income$79,000

New Oxford, PA — ZIP Code Boundary Map

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Frequently Asked Questions