Middleburg, PA—17842
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Middleburg, PA
As of Oct '25, the median home price in Middleburg, PA is $223,000, with a year-over-year change of 0.2%. This indicates that home prices in Middleburg, PA are flat. According to Zillow, the 1-year price projection is -1.2%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $223,000 | 0.2% |
| Single Family | $223,000 | -0.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Middleburg, PA
As of July '25, Rentcast reports the average rent in Middleburg, PA is $1,180, with a year-over-year rent change of 24.9%. Per bedroom, the median rent as of July '25 in Middleburg, PA is 1-bedrooms: $750, 4-bedrooms: $1,600. The most common rental property sizes in Middleburg, PA are 3-bedroom and 2-bedroom, accounting for 36.2% and 26.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $750 | $1,180 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $750 | $750 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,600 | $1,600 |
% of Rental Stock
Property Listings — Middleburg, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Middleburg, PA is 27. This is a decrease of -12.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $207,000 | -35.0% |
Listing Count | 13 | 79.0% |
| Listings as % of Homes | 0.3% | 79.0% |
Days on Market | 27 | -12.0% |
Demographics — Middleburg, PA
As of the latest ACS Survey released in 2023, Middleburg, PA has a population of 8,110, which has decreased by -6.4% over the past 5 years. Middleburg, PA is a moderately popular place for families, as children make up 21.7% of the population. The area has a poorly educated workforce, with 17.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,110 | -6.4% |
% Under 18 | 21.7% | -8.1% |
% Seniors | 19.2% | 18.5% |
% WFH | 7.0% | 29.6% |
% w/ College Degree | 17.6% | 29.4% |
As of the latest ACS Survey released in 2023, Middleburg, PA is a predominantly white area, with 95.9% of the population identifying as white. The white population has shrunk by 2.1% in the last 5 years. The second most common race or ethnicity in Middleburg, PA is hispanic, making up 2.1% of the population. Foreign-born residents account for 0.4% of the population in Middleburg, PA, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.9% | -2.1% |
% Black | 0.1% | -83.3% |
% Hispanic | 2.1% | 600.0% |
% Asian | 0.1% | -50.0% |
% Foreign Born | 0.4% | -33.3% |
Mortgage and Risk — Middleburg, PA
According to HUD data as of 2023, there were 63 mortgage originations in Middleburg, PA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Middleburg, PA. Investor activity is low, as 10.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 63 |
% Conventional Loans | 83.0% |
% Government Loans | 17.0% |
% Investor Loans | 10.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 13.0% |
Loan Activity
Rentals and Section 8 — Middleburg, PA
Middleburg, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 125 |
Total Units Section 8 | 85 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 98.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $50 | $750 | $800 |
| 2 Bedroom | N/A | N/A | $910 |
| 3 Bedroom | N/A | N/A | $1,150 |
| 4 Bedroom | -$250 | $1,600 | $1,350 |
Affordability — Middleburg, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $223,000 |
| Median Household Income | $61,800 |