Northumberland, PA—17857
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Northumberland, PA
As of Oct '25, the median home price in Northumberland, PA is $202,000, with a year-over-year change of 10.4%. This indicates that home prices in Northumberland, PA are increasing. According to Zillow, the 1-year price projection is 0.2%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $202,000 | 10.4% |
| Single Family | $202,000 | 10.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Northumberland, PA
As of July '25, Rentcast reports the average rent in Northumberland, PA is $913, with a year-over-year rent change of -2.7%. Per bedroom, the median rent as of July '25 in Northumberland, PA is 1-bedrooms: $875, 2-bedrooms: $844, 3-bedrooms: $1,260. The most common rental property sizes in Northumberland, PA are 2-bedroom and 3-bedroom, accounting for 48.7% and 25.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $913 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $700 | $875 |
| 2 Bed Rent | $850 | $844 |
| 3 Bed Rent | $1,260 | $1,260 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Northumberland, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Northumberland, PA is 62. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $253,000 | 4.0% |
Listing Count | 19 | -13.0% |
| Listings as % of Homes | 0.5% | -13.0% |
Days on Market | 62 | 27.0% |
Demographics — Northumberland, PA
As of the latest ACS Survey released in 2023, Northumberland, PA has a population of 7,680, which has increased by 4.1% over the past 5 years. Northumberland, PA is a moderately popular place for families, as children make up 19.5% of the population. The area has a poorly educated workforce, with 23.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,680 | 4.1% |
% Under 18 | 19.5% | -2.0% |
% Seniors | 27.5% | 21.7% |
% WFH | 6.9% | 27.8% |
% w/ College Degree | 23.6% | -5.6% |
As of the latest ACS Survey released in 2023, Northumberland, PA is a predominantly white area, with 88.8% of the population identifying as white. The white population has shrunk by 6.5% in the last 5 years. The second most common race or ethnicity in Northumberland, PA is hispanic, making up 6.1% of the population. Foreign-born residents account for 4.0% of the population in Northumberland, PA, and this percentage has increased by 300.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.8% | -6.5% |
% Black | 3.6% | 157.1% |
% Hispanic | 6.1% | 144.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 4.0% | 300.0% |
Mortgage and Risk — Northumberland, PA
According to HUD data as of 2023, there were 126 mortgage originations in Northumberland, PA, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Northumberland, PA. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 126 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 4.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Northumberland, PA
Northumberland, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 77 |
Total Units Section 8 | 77 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $150 | $700 | $850 |
| 2 Bedroom | $160 | $850 | $1,010 |
| 3 Bedroom | $10 | $1,260 | $1,270 |
| 4 Bedroom | N/A | N/A | $1,340 |
Affordability — Northumberland, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $202,000 |
| Median Household Income | $64,300 |