Girardville, PA—17935
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Girardville, PA
As of Oct '25, the median home price in Girardville, PA is $34,000, with a year-over-year change of -13.7%. This indicates that home prices in Girardville, PA are decreasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $34,000 | -13.7% |
| Single Family | $34,000 | -17.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Girardville, PA
As of July '25, Rentcast reports the average rent in Girardville, PA is $1,210, with a year-over-year rent change of 13.1%. Per bedroom, the median rent as of July '25 in Girardville, PA is 1-bedrooms: $950, 2-bedrooms: $975, 3-bedrooms: $1,700. The most common rental property sizes in Girardville, PA are 3-bedroom and 1-bedroom, accounting for 40.6% and 35.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $975 | $1,210 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $950 | $950 |
| 2 Bed Rent | $975 | $975 |
| 3 Bed Rent | $1,700 | $1,700 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Girardville, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Girardville, PA is 83. This is a decrease of -48.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $46,900 | -29.0% |
Listing Count | 10 | 200.0% |
| Listings as % of Homes | 0.4% | 200.0% |
Days on Market | 83 | -48.0% |
Demographics — Girardville, PA
As of the latest ACS Survey released in 2023, Girardville, PA has a population of 1,360, which has decreased by -9.0% over the past 5 years. Girardville, PA is a less popular place for families, as children make up 14.9% of the population. The area has a poorly educated workforce, with 7.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,360 | -9.0% |
% Under 18 | 14.9% | -20.3% |
% Seniors | 27.2% | 82.6% |
% WFH | 1.1% | -31.2% |
% w/ College Degree | 7.8% | -26.4% |
As of the latest ACS Survey released in 2023, Girardville, PA is a predominantly white area, with 97.9% of the population identifying as white. The white population has grown by 7.7% in the last 5 years. The second most common race or ethnicity in Girardville, PA is asian, making up 0.5% of the population. Foreign-born residents account for 0.2% of the population in Girardville, PA, and this percentage has decreased by 89.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.9% | 7.7% |
% Black | 0.1% | -66.7% |
% Hispanic | 0.3% | -95.8% |
% Asian | 0.5% | 66.7% |
% Foreign Born | 0.2% | -89.5% |
Mortgage and Risk — Girardville, PA
According to HUD data as of 2023, there were 52 mortgage originations in Girardville, PA, of which 87.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Girardville, PA. Investor activity is low, as 2.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 52 |
% Conventional Loans | 87.0% |
% Government Loans | 13.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Girardville, PA
Girardville, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$250 | $950 | $700 |
| 2 Bedroom | -$65 | $975 | $910 |
| 3 Bedroom | -$510 | $1,700 | $1,190 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Girardville, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 0.7 |
| Median Home Price | $34,000 |
| Median Household Income | $45,600 |