Germansville, PA—18053
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Germansville, PA
As of Oct '25, the median home price in Germansville, PA is $385,000, with a year-over-year change of 2.6%. This indicates that home prices in Germansville, PA are increasing. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $385,000 | 2.7% |
| Single Family | $385,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $350,000 | 2.9% |
4 Bed | $491,000 | 4.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Germansville, PA
Germansville, PA lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,000 | $3,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,000 | $3,000 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Germansville, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Germansville, PA is 26. This is a decrease of -13.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $500,000 | 78.0% |
Listing Count | 7 | 375.0% |
| Listings as % of Homes | 0.1% | 375.0% |
Days on Market | 26 | -13.0% |
Demographics — Germansville, PA
As of the latest ACS Survey released in 2023, Germansville, PA has a population of 2,400, which has increased by 11.9% over the past 5 years. Germansville, PA is a moderately popular place for families, as children make up 20.8% of the population. The area has a moderately educated workforce, with 25.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,400 | 11.9% |
% Under 18 | 20.8% | 0.0% |
% Seniors | 19.2% | 1.6% |
% WFH | 6.8% | 28.3% |
% w/ College Degree | 25.2% | 17.2% |
As of the latest ACS Survey released in 2023, Germansville, PA is a predominantly white area, with 97.9% of the population identifying as white. The white population has grown by 1.1% in the last 5 years. The second most common race or ethnicity in Germansville, PA is black, making up 1.3% of the population. Foreign-born residents account for 0.2% of the population in Germansville, PA, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.9% | 1.1% |
% Black | 1.3% | ∞% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.2% | -33.3% |
Mortgage and Risk — Germansville, PA
According to HUD data as of 2023, there were 57 mortgage originations in Germansville, PA, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 52.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Germansville, PA. Investor activity is low, as 2.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 57 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Germansville, PA
Germansville, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | 1.7% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,210 |
| 2 Bedroom | N/A | N/A | $1,500 |
| 3 Bedroom | -$1,080 | $3,000 | $1,920 |
| 4 Bedroom | N/A | N/A | $2,000 |
Affordability — Germansville, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $385,000 |
| Median Household Income | $83,800 |