Effort, PA—18330
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Effort, PA
As of Oct '25, the median home price in Effort, PA is $310,000, with a year-over-year change of -0.5%. This indicates that home prices in Effort, PA are flat. According to Zillow, the 1-year price projection is 2.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $310,000 | -0.5% |
| Single Family | $311,000 | -0.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $189,000 | -4.5% |
3 Bed | $299,000 | -1.0% |
4 Bed | $370,000 | 0.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Effort, PA
As of July '25, Rentcast reports the average rent in Effort, PA is $2,000, with a year-over-year rent change of -5.7%. Per bedroom, the median rent as of July '25 in Effort, PA is 1-bedrooms: $1,000, 2-bedrooms: $1,780, 3-bedrooms: $2,310, 4-bedrooms: $2,300. The most common rental property sizes in Effort, PA are 5+ bedroom and 3-bedroom, accounting for 27.0% and 24.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,250 | $2,000 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,000 |
| 2 Bed Rent | $1,600 | $1,780 |
| 3 Bed Rent | $2,350 | $2,310 |
| 4 Bed Rent | $2,300 | $2,300 |
% of Rental Stock
Property Listings — Effort, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Effort, PA is 49. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 37.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $391,000 | 2.0% |
Listing Count | 43 | 9.0% |
| Listings as % of Homes | 1.1% | 9.0% |
Days on Market | 49 | -10.0% |
Demographics — Effort, PA
As of the latest ACS Survey released in 2023, Effort, PA has a population of 8,590, which has increased by 2.5% over the past 5 years. Effort, PA is a moderately popular place for families, as children make up 19.6% of the population. The area has a poorly educated workforce, with 23.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,590 | 2.5% |
% Under 18 | 19.6% | -3.4% |
% Seniors | 13.8% | 9.5% |
% WFH | 9.2% | 228.6% |
% w/ College Degree | 23.4% | -20.4% |
As of the latest ACS Survey released in 2023, Effort, PA is a predominantly white area, with 67.0% of the population identifying as white. The white population has shrunk by 16.1% in the last 5 years. The second most common race or ethnicity in Effort, PA is hispanic, making up 13.9% of the population. Foreign-born residents account for 5.2% of the population in Effort, PA, and this percentage has decreased by 35.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 67.0% | -16.1% |
% Black | 8.8% | -3.3% |
% Hispanic | 13.9% | 54.4% |
% Asian | 0.5% | -61.5% |
% Foreign Born | 5.2% | -35.8% |
Mortgage and Risk — Effort, PA
According to HUD data as of 2023, there were 165 mortgage originations in Effort, PA, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Effort, PA. Investor activity is low, as 2.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 165 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 2.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Effort, PA
As of 2024, the percent of homes in Effort, PA under the Section 8 program is 2.5%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Effort, PA, because HUD payments exceed market rent, while 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 2.5% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $300 | $1,000 | $1,300 |
| 2 Bedroom | $110 | $1,600 | $1,710 |
| 3 Bedroom | -$100 | $2,350 | $2,250 |
| 4 Bedroom | $320 | $2,300 | $2,620 |
Affordability — Effort, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $310,000 |
| Median Household Income | $92,900 |