Pocono Lake, PA18347

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$278,000
2.8% YoY Growth
Median Household Income
$81,300
58.7% 5-Year Growth
Days on Market
69
7.0% Shorter than last year
Home Price Forecast
3.3%
Median Rent
$2,000
0.9% YoY Growth
1-Bed Rent
$1,750
N/A
2-Bed Rent
$1,800
12.5% YoY Growth
3-Bed Rent
$1,950
6.6% YoY Growth

Property Listings — Pocono Lake, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Pocono Lake, PA is 69. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$331,0003.0%
Listing Count
145-2.0%
Listings as % of Homes2.2%-2.0%
Days on Market
69-7.0%
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Demographics — Pocono Lake, PA

As of the latest ACS Survey released in 2023, Pocono Lake, PA has a population of 3,540, which has increased by 44.3% over the past 5 years. Pocono Lake, PA is a less popular place for families, as children make up 6.6% of the population. The area has a moderately educated workforce, with 35.0% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,54044.3%
% Under 18
6.6%34.7%
% Seniors
31.3%-6.8%
% WFH
14.8%14.7%
% w/ College Degree
35.0%89.2%
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As of the latest ACS Survey released in 2023, Pocono Lake, PA is a predominantly white area, with 86.7% of the population identifying as white. The white population has shrunk by 4.2% in the last 5 years. The second most common race or ethnicity in Pocono Lake, PA is hispanic, making up 9.9% of the population. Foreign-born residents account for 2.6% of the population in Pocono Lake, PA, and this percentage has decreased by 21.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.7%-4.2%
% Black
2.1%23.5%
% Hispanic
9.9%59.7%
% Asian
0.0%N/A
% Foreign Born
2.6%-21.2%
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Mortgage and Risk — Pocono Lake, PA

According to HUD data as of 2023, there were 272 mortgage originations in Pocono Lake, PA, of which 90.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 16.0% above 90% LTV (elevated). This implies medium mortgage risk in Pocono Lake, PA. Investor activity is low, as 10.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
272
% Conventional Loans
90.0%
% Government Loans
10.0%
% Investor Loans
10.0%
% Second Loans
46.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Pocono Lake, PA

As of 2024, the percent of homes in Pocono Lake, PA under the Section 8 program is 2.4%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 4-bedroom units appear to be good home sizes to consider for Section 8 housing in Pocono Lake, PA, because HUD payments exceed market rent, while 1-bedroom and 2-bedroom and 3-bedroom units do not.

Section 8 Market Size

Total Units under HUD
8
Total Units Section 8
8
% Rentals under Section 8
2.4%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$680$1,750$1,070
2 Bedroom-$400$1,800$1,400
3 Bedroom-$110$1,950$1,840
4 Bedroom$50$2,100$2,150

Affordability — Pocono Lake, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.4
Median Home Price$278,000
Median Household Income$81,300

Pocono Lake, PA — ZIP Code Boundary Map

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Frequently Asked Questions