Gouldsboro, PA18424

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$261,000
0.4% YoY Growth
Median Household Income
$62,200
0.4% 5-Year Growth
Days on Market
61
18.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$1,900
23.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,300
5.3% YoY Growth
3-Bed Rent
N/A
N/A

Property Listings — Gouldsboro, PA

As of Oct '25, Realtor.com reports that the median days on market for a home in Gouldsboro, PA is 61. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$329,000-3.0%
Listing Count
9713.0%
Listings as % of Homes1.3%13.0%
Days on Market
61-18.0%
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Demographics — Gouldsboro, PA

As of the latest ACS Survey released in 2023, Gouldsboro, PA has a population of 5,080, which has decreased by -1.6% over the past 5 years. Gouldsboro, PA is a moderately popular place for families, as children make up 19.7% of the population. The area has a poorly educated workforce, with 21.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.3% reporting working from home.

MetricLatest CensusYoY % Change
Population
5,080-1.6%
% Under 18
19.7%8.8%
% Seniors
21.2%-0.9%
% WFH
11.3%61.4%
% w/ College Degree
21.6%-11.1%
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As of the latest ACS Survey released in 2023, Gouldsboro, PA is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in Gouldsboro, PA is hispanic, making up 5.1% of the population. Foreign-born residents account for 3.3% of the population in Gouldsboro, PA, and this percentage has decreased by 28.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
89.1%-3.7%
% Black
2.3%15.0%
% Hispanic
5.1%8.5%
% Asian
0.4%-33.3%
% Foreign Born
3.3%-28.3%
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Mortgage and Risk — Gouldsboro, PA

According to HUD data as of 2023, there were 46 mortgage originations in Gouldsboro, PA, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 60.0%, with 20.0% above 90% LTV (very high). This implies large mortgage risk in Gouldsboro, PA. Investor activity is low, as 2.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
46
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
2.0%
% Second Loans
28.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Gouldsboro, PA

Gouldsboro, PA lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
4
Total Units Section 8
4
% Rentals under Section 8
2.8%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,010
2 Bedroom$30$1,300$1,330
3 BedroomN/AN/A$1,790
4 Bedroom-$210$2,350$2,140

Affordability — Gouldsboro, PA

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.5
Median Home Price$261,000
Median Household Income$62,200

Gouldsboro, PA — ZIP Code Boundary Map

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Frequently Asked Questions