Berwick, PA—18603
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Berwick, PA
As of Oct '25, the median home price in Berwick, PA is $201,000, with a year-over-year change of 1.3%. This indicates that home prices in Berwick, PA are increasing. According to Zillow, the 1-year price projection is -1.5%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $201,000 | 1.3% |
| Single Family | $201,000 | 1.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $209,000 | 5.6% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Berwick, PA
As of July '25, Rentcast reports the average rent in Berwick, PA is $1,170, with a year-over-year rent change of 27.5%. Per bedroom, the median rent as of July '25 in Berwick, PA is 1-bedrooms: $1,160, 2-bedrooms: $1,060, 3-bedrooms: $1,520. The most common rental property sizes in Berwick, PA are 3-bedroom and 2-bedroom, accounting for 39.7% and 31.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $1,000 | $1,160 |
| 2 Bed Rent | $1,100 | $1,060 |
| 3 Bed Rent | $1,050 | $1,520 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Berwick, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Berwick, PA is 53. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $227,000 | 15.0% |
Listing Count | 57 | 17.0% |
| Listings as % of Homes | 0.4% | 17.0% |
Days on Market | 53 | 9.0% |
Demographics — Berwick, PA
As of the latest ACS Survey released in 2023, Berwick, PA has a population of 19,000, which has remained stable by -1.0% over the past 5 years. Berwick, PA is a moderately popular place for families, as children make up 17.5% of the population. The area has a poorly educated workforce, with 18.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 19,000 | -1.0% |
% Under 18 | 17.5% | -4.4% |
% Seniors | 21.6% | 2.4% |
% WFH | 9.4% | 276.0% |
% w/ College Degree | 18.3% | 0.5% |
As of the latest ACS Survey released in 2023, Berwick, PA is a predominantly white area, with 90.5% of the population identifying as white. The white population has shrunk by 0.9% in the last 5 years. The second most common race or ethnicity in Berwick, PA is hispanic, making up 4.5% of the population. Foreign-born residents account for 2.6% of the population in Berwick, PA, and this percentage has decreased by 7.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.5% | -0.9% |
% Black | 2.9% | 61.1% |
% Hispanic | 4.5% | -22.4% |
% Asian | 0.2% | 0.0% |
% Foreign Born | 2.6% | -7.1% |
Mortgage and Risk — Berwick, PA
According to HUD data as of 2023, there were 296 mortgage originations in Berwick, PA, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Berwick, PA. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 296 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 3.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Berwick, PA
Berwick, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 195 |
Total Units Section 8 | 145 |
% Rentals under Section 8 | 6.3% |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$200 | $1,000 | $800 |
| 2 Bedroom | -$140 | $1,100 | $960 |
| 3 Bedroom | $160 | $1,050 | $1,210 |
| 4 Bedroom | N/A | N/A | $1,350 |
Affordability — Berwick, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $201,000 |
| Median Household Income | $56,000 |