Ottsville, PA—18942
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ottsville, PA
As of Oct '25, the median home price in Ottsville, PA is $586,000, with a year-over-year change of 5.4%. This indicates that home prices in Ottsville, PA are increasing. According to Zillow, the 1-year price projection is 1.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $586,000 | 5.4% |
| Single Family | $585,000 | 5.4% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $422,000 | 3.2% |
3 Bed | $534,000 | 6.2% |
4 Bed | $738,000 | 5.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ottsville, PA
As of July '25, Rentcast reports the average rent in Ottsville, PA is $3,500, with a year-over-year rent change of 45.2%. Per bedroom, the median rent as of July '25 in Ottsville, PA is 3-bedrooms: $3,500. The most common rental property sizes in Ottsville, PA are 2-bedroom and 3-bedroom, accounting for 87.0% and 13.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $3,500 | $3,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $3,500 | $3,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ottsville, PA
As of Oct '25, Realtor.com reports that the median days on market for a home in Ottsville, PA is 23. This is a decrease of -18.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $750,000 | 7.0% |
Listing Count | 11 | -32.0% |
| Listings as % of Homes | 0.8% | -32.0% |
Days on Market | 23 | -18.0% |
Demographics — Ottsville, PA
As of the latest ACS Survey released in 2023, Ottsville, PA has a population of 2,500, which has decreased by -21.6% over the past 5 years. Ottsville, PA is a less popular place for families, as children make up 10.2% of the population. The area has a moderately educated workforce, with 37.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,500 | -21.6% |
% Under 18 | 10.2% | -28.2% |
% Seniors | 45.5% | 144.6% |
% WFH | 19.2% | 57.4% |
% w/ College Degree | 37.6% | -7.6% |
As of the latest ACS Survey released in 2023, Ottsville, PA is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Ottsville, PA is hispanic, making up 8.3% of the population. Foreign-born residents account for 2.2% of the population in Ottsville, PA, and this percentage has decreased by 8.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.1% | -8.0% |
% Black | 0.0% | -100.0% |
% Hispanic | 8.3% | 1,560.0% |
% Asian | 0.6% | 50.0% |
% Foreign Born | 2.2% | -8.3% |
Mortgage and Risk — Ottsville, PA
According to HUD data as of 2023, there were 69 mortgage originations in Ottsville, PA, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 50.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Ottsville, PA. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 69 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Ottsville, PA
Ottsville, PA lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 6 |
Total Units Section 8 | 6 |
% Rentals under Section 8 | 3.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,280 |
| 2 Bedroom | N/A | N/A | $1,520 |
| 3 Bedroom | -$1,670 | $3,500 | $1,830 |
| 4 Bedroom | N/A | N/A | $2,080 |
Affordability — Ottsville, PA
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.2 |
| Median Home Price | $586,000 |
| Median Household Income | $99,100 |